HSBC vs VLYPN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, VLYPN (Valley National Bancorp) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. VLYPN offers the higher yield at 8.22%, HSBC has the higher dividend-safety score, and VLYPN looks like the better value (its fair-value estimate is 74% above its share price).
Key facts: HSBC vs VLYPN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Valley National Bancorp (VLYPN) has the higher forward dividend yield at 8.22%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and VLYPN's B (67/100).
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and VLYPN's fair-value estimate is 74% above its share price, so VLYPN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs VLYPN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-vlypn
| Metric | HSBC | VLYPN |
|---|---|---|
| Forward yield | 3.97% | 8.22% |
| Annual dividend | $3.75 | $2.06 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | — |
| Dividend safety score | 72 (B) | 67 (B) |
| Fair value estimate | $135.99 | $43.96 |
| Upside to fair value | +44% | +74% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | — |
| P/E ratio | 13.5 | — |
Higher yield
VLYPN
8.22%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
VLYPN
+74% upside
HSBC vs VLYPN — FAQ
Is HSBC or VLYPN a better dividend stock?
On the data, VLYPN wins more head-to-head categories (3 vs 2). VLYPN offers the higher yield (8.22%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or VLYPN?
VLYPN has the higher forward dividend yield at 8.22%, versus 3.97% for HSBC.
Is HSBC or VLYPN safer?
HSBC has the higher dividend-safety score (72/100 vs 67/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or VLYPN better value right now?
As of Oct 18, 2026, VLYPN looks like the better value: its fair-value estimate is 74% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.