ISPY vs QQQI: Yield, Cost and Returns Compared
As of Nov 9, 2026, QQQI yields more: 15.42% (dividend yield) against 5.61% for ISPY. ISPY is cheaper to own at 0.55% a year vs 0.68%. Over the same 2 years (Jan 2024 to Oct 2026), QQQI returned 17.4% a year with distributions reinvested, and ISPY 15.2%.
ISPYProShares S&P 500 High Income ETF5.61%dividend yield
QQQINEOS NASDAQ-100(R) High Income ETF15.42%dividend yield| Compared | ISPY | QQQI |
|---|---|---|
| YieldDividend yield | 5.61% | 15.42% |
| Expense ratio | 0.55% | 0.68% |
| Total return, 1 yr | +8.4% | +7.1% |
| Worst drop since Jan 2024 | -9.6% | -8.2% |
| Share price since Jan 2024 | +16% | +5% |
| Pays | Monthly | Monthly |
| Issuer | ProShares | Neos |
| Assets | $1.1B | $14.8B |
| Started | 2023 | 2024 |
| Type | Derivative Income | Derivative Income |
Higher yield
QQQI
15.42%
Lower cost
ISPY
0.55%
Better total return
QQQI
17.4%/yr
Smaller worst drop
QQQI
-8.2%
Key facts: ISPY vs QQQI
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, ISPY yields 5.61% (dividend yield) and QQQI yields 15.42% (dividend yield).
- ISPY's expense ratio is 0.55% and QQQI's is 0.68%: $55 vs $68 a year on $10,000.
- From Jan 2024 to Oct 2026, $10,000 in ISPY grew to $14,766 (15.2% a year) and $10,000 in QQQI to $15,556 (17.4% a year), distributions reinvested.
- Their worst month-end drops over that time: -9.6% for ISPY and -8.2% for QQQI.
- 6 of ISPY's top ten holdings are also in QQQI's top ten, an overlap of at least 25% of the fund.
Cite this page
SmarterDividends, "ISPY vs QQQI: Yield, Cost and Returns Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/ispy-vs-qqqi
$10,000 in each, Jan 2024 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
ISPY became
$14,766
15.2% a year
QQQI became
$15,556
17.4% a year
Top holdings
6 of the top ten overlap, at least 25% of each fund.
ISPY
- IQMM ProShares GENIUS Money Market ETF13.2%
- AAPL Apple Inc6.5%
- NVDA NVIDIA Corp6.4%
- MSFT Microsoft Corp5.0%
- AMZN Amazon.com Inc3.0%
- GOOGL Alphabet Inc Class A2.1%
- AVGO Broadcom Inc2.0%
- META Meta Platforms Inc Class A1.8%
- GOOG Alphabet Inc Class C1.7%
QQQI
- AAPL Apple Inc8.1%
- NVDA NVIDIA Corp8.0%
- MSFT Microsoft Corp6.3%
- MU Micron Technology Inc4.5%
- AMZN Amazon.com Inc4.2%
- AMD Advanced Micro Devices Inc3.7%
- TSLA Tesla Inc3.4%
- META Meta Platforms Inc Class A3.0%
- WMT Walmart Inc2.7%
- GOOGL Alphabet Inc Class A2.6%
ISPY vs QQQI: questions
Is ISPY or QQQI better?
It depends on the job. QQQI pays more today (15.42% vs 5.61%), ISPY costs less, and QQQI has the better total return over Jan 2024 to Oct 2026, with QQQI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, ISPY or QQQI?
QQQI, at 15.42% against 5.61% for ISPY as of Nov 9, 2026. On $10,000 that's about $1,542 vs $561 a year at today's rates.
Which has the better total return?
QQQI. From Jan 2024 to Oct 2026, it returned 17.4% a year with distributions reinvested, against 15.2% for ISPY. $10,000 became $15,556 vs $14,766.
Which is cheaper, ISPY or QQQI?
ISPY, with a 0.55% expense ratio against 0.68%.
Do ISPY and QQQI hold the same things?
Partly. 6 of their top ten holdings match (AAPL, NVDA, MSFT, AMZN), at least 25% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. ISPY leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 9, 2026.