ISPY vs QYLD: Yield, Cost and Returns Compared
As of Nov 9, 2026, QYLD yields more: 12.52% (dividend yield) against 5.61% for ISPY. ISPY is cheaper to own at 0.55% a year vs 0.60%. Over the same 2 years (Dec 2023 to Oct 2026), ISPY returned 15.2% a year with distributions reinvested, and QYLD 14.2%.
ISPYProShares S&P 500 High Income ETF5.61%dividend yield
QYLDGlobal X NASDAQ 100 Covered Call ETF12.52%dividend yield| Compared | ISPY | QYLD |
|---|---|---|
| YieldDividend yield | 5.61% | 12.52% |
| Expense ratio | 0.55% | 0.60% |
| Total return, 1 yr | +8.4% | +15.6% |
| Total return, 3 yr (a year) | — | +15.7% |
| Total return, 5 yr (a year) | — | +7.7% |
| Total return, 10 yr (a year) | — | +9.6% |
| Worst drop since Dec 2023 | -9.6% | -9.1% |
| Share price since Dec 2023 | +17% | +3% |
| Pays | Monthly | Monthly |
| Issuer | ProShares | Global X |
| Assets | $1.1B | $8.2B |
| Started | 2023 | 2013 |
| Type | Derivative Income | Derivative Income |
Higher yield
QYLD
12.52%
Lower cost
ISPY
0.55%
Better total return
ISPY
15.2%/yr
Smaller worst drop
QYLD
-9.1%
Key facts: ISPY vs QYLD
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, ISPY yields 5.61% (dividend yield) and QYLD yields 12.52% (dividend yield).
- ISPY's expense ratio is 0.55% and QYLD's is 0.60%: $55 vs $60 a year on $10,000.
- From Dec 2023 to Oct 2026, $10,000 in ISPY grew to $14,921 (15.2% a year) and $10,000 in QYLD to $14,566 (14.2% a year), distributions reinvested.
- Their worst month-end drops over that time: -9.6% for ISPY and -9.1% for QYLD.
- 6 of ISPY's top ten holdings are also in QYLD's top ten, an overlap of at least 25% of the fund.
Cite this page
SmarterDividends, "ISPY vs QYLD: Yield, Cost and Returns Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/ispy-vs-qyld
$10,000 in each, Dec 2023 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
ISPY became
$14,921
15.2% a year
QYLD became
$14,566
14.2% a year
Year by year
| Year | ISPY | QYLD |
|---|---|---|
| 2025 | +13.1% | +9.2% |
| 2024 | +21.3% | +19.3% |
Total return each calendar year, distributions reinvested.
Top holdings
6 of the top ten overlap, at least 25% of each fund.
ISPY
- IQMM ProShares GENIUS Money Market ETF13.2%
- AAPL Apple Inc6.5%
- NVDA NVIDIA Corp6.4%
- MSFT Microsoft Corp5.0%
- AMZN Amazon.com Inc3.0%
- GOOGL Alphabet Inc Class A2.1%
- AVGO Broadcom Inc2.0%
- META Meta Platforms Inc Class A1.8%
- GOOG Alphabet Inc Class C1.7%
QYLD
- AAPL Apple Inc8.2%
- NVDA NVIDIA Corp8.1%
- MSFT Microsoft Corp6.3%
- MU Micron Technology Inc4.5%
- AMZN Amazon.com Inc4.2%
- AMD Advanced Micro Devices Inc3.7%
- TSLA Tesla Inc3.4%
- META Meta Platforms Inc Class A3.0%
- WMT Walmart Inc2.7%
- GOOGL Alphabet Inc Class A2.7%
ISPY vs QYLD: questions
Is ISPY or QYLD better?
It depends on the job. QYLD pays more today (12.52% vs 5.61%), ISPY costs less, and ISPY has the better total return over Dec 2023 to Oct 2026, with QYLD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, ISPY or QYLD?
QYLD, at 12.52% against 5.61% for ISPY as of Nov 9, 2026. On $10,000 that's about $1,252 vs $561 a year at today's rates.
Which has the better total return?
ISPY. From Dec 2023 to Oct 2026, it returned 15.2% a year with distributions reinvested, against 14.2% for QYLD. $10,000 became $14,921 vs $14,566.
Which is cheaper, ISPY or QYLD?
ISPY, with a 0.55% expense ratio against 0.60%.
Do ISPY and QYLD hold the same things?
Partly. 6 of their top ten holdings match (AAPL, NVDA, MSFT, AMZN), at least 25% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. QYLD leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 9, 2026.