IVE vs SCHD: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHD yields more: 2.94% (dividend yield) against 1.51% for IVE. SCHD is cheaper to own at 0.06% a year vs 0.18%. Over the same 15 years (Oct 2011 to Oct 2026), SCHD returned 13.5% a year with distributions reinvested, and IVE 12.4%.
SCHDSchwab U.S. Dividend Equity ETF2.94%dividend yield| Compared | IVE | SCHD |
|---|---|---|
| YieldDividend yield | 1.51% | 2.94% |
| Expense ratio | 0.18% | 0.06% |
| Total return, 1 yr | +16.6% | +38.5% |
| Total return, 3 yr (a year) | +18.7% | +20.7% |
| Total return, 5 yr (a year) | +11.6% | +10.6% |
| Total return, 10 yr (a year) | +12.2% | +13.7% |
| Worst drop since Oct 2011 | -25.3% | -21.6% |
| Share price since Oct 2011 | +318% | +321% |
| Pays | Quarterly | Quarterly |
| Issuer | iShares | Schwab |
| Assets | $50.7B | $121.1B |
| Started | 2000 | 2011 |
| Type | Large Value | Large Value |
Higher yield
SCHD
2.94%
Lower cost
SCHD
0.06%
Better total return
SCHD
13.5%/yr
Smaller worst drop
SCHD
-21.6%
Key facts: IVE vs SCHD
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, IVE yields 1.51% (dividend yield) and SCHD yields 2.94% (dividend yield).
- IVE's expense ratio is 0.18% and SCHD's is 0.06%: $18 vs $6 a year on $10,000.
- From Oct 2011 to Oct 2026, $10,000 in IVE grew to $58,026 (12.4% a year) and $10,000 in SCHD to $66,879 (13.5% a year), distributions reinvested.
- Their worst month-end drops over that time: -25.3% for IVE and -21.6% for SCHD.
- 4 of IVE's top ten holdings are also in SCHD's top ten, an overlap of at least 5% of the fund.
Cite this page
SmarterDividends, "IVE vs SCHD: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ive-vs-schd
$10,000 in each, Oct 2011 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
IVE became
$58,026
12.4% a year
SCHD became
$66,879
13.5% a year
Year by year
| Year | IVE | SCHD |
|---|---|---|
| 2025 | +13.0% | +4.3% |
| 2024 | +12.0% | +11.7% |
| 2023 | +22.1% | +4.5% |
| 2022 | −5.4% | −3.3% |
| 2021 | +24.7% | +29.8% |
| 2020 | +1.2% | +15.0% |
| 2019 | +31.6% | +27.3% |
| 2018 | −9.2% | −5.6% |
| 2017 | +15.2% | +20.8% |
| 2016 | +17.3% | +16.2% |
| 2015 | −3.3% | −0.4% |
| 2014 | +12.2% | +11.4% |
| 2013 | +31.6% | +32.8% |
| 2012 | +17.6% | +11.1% |
Total return each calendar year, distributions reinvested.
Top holdings
4 of the top ten overlap, at least 5% of each fund.
IVE
- AAPL Apple Inc8.2%
- AMZN Amazon.com Inc3.6%
- XOM ExxonMobil Holdings Corp2.5%
- WMT Walmart Inc1.8%
- CVX Chevron Corp1.5%
- COST Costco Wholesale Corp1.5%
- TSLA Tesla Inc1.4%
- PG Procter & Gamble Co1.2%
- MRK Merck & Co Inc1.2%
- UNH UnitedHealth Group Inc1.2%
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
IVE vs SCHD: questions
Is IVE or SCHD better?
It depends on the job. SCHD pays more today (2.94% vs 1.51%), SCHD costs less, and SCHD has the better total return over Oct 2011 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, IVE or SCHD?
SCHD, at 2.94% against 1.51% for IVE as of Nov 5, 2026. On $10,000 that's about $294 vs $151 a year at today's rates.
Which has the better total return?
SCHD. From Oct 2011 to Oct 2026, it returned 13.5% a year with distributions reinvested, against 12.4% for IVE. $10,000 became $66,879 vs $58,026.
Which is cheaper, IVE or SCHD?
SCHD, with a 0.06% expense ratio against 0.18%.
Do IVE and SCHD hold the same things?
Partly. 4 of their top ten holdings match (CVX, PG, MRK, UNH), at least 5% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SCHD leads on 7 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.