IVV vs SWPPX: Yield, Cost and Returns Compared
As of Nov 5, 2026, IVV yields more: 1.12% (dividend yield) against 0.98% for SWPPX. SWPPX is cheaper to own at 0.02% a year vs 0.03%. Over the same 18 years (Dec 2007 to Oct 2026), SWPPX returned 11.2% a year with distributions reinvested, and IVV 11.1%.
| Compared | IVV | SWPPX |
|---|---|---|
| YieldDividend yield | 1.12% | 0.98% |
| Expense ratio | 0.03% | 0.02% |
| Total return, 1 yr | +12.1% | +12.0% |
| Total return, 3 yr (a year) | +23.4% | +23.4% |
| Total return, 5 yr (a year) | +12.0% | +12.0% |
| Total return, 10 yr (a year) | +15.4% | +15.4% |
| Worst drop since Dec 2007 | -48.2% | -48.2% |
| Share price since Dec 2007 | +417% | +418% |
| Pays | Quarterly | Annual |
| Issuer | iShares | Schwab |
| Assets | $870.0B | $147.5B |
| Started | 2000 | 1997 |
| Type | Large Blend | Large Blend |
Higher yield
IVV
1.12%
Lower cost
SWPPX
0.02%
Better total return
SWPPX
11.2%/yr
Smaller worst drop
SWPPX
-48.2%
Key facts: IVV vs SWPPX
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, IVV yields 1.12% (dividend yield) and SWPPX yields 0.98% (dividend yield).
- IVV's expense ratio is 0.03% and SWPPX's is 0.02%: $3 vs $2 a year on $10,000.
- From Dec 2007 to Oct 2026, $10,000 in IVV grew to $72,879 (11.1% a year) and $10,000 in SWPPX to $73,243 (11.2% a year), distributions reinvested.
- Their worst month-end drops over that time: -48.2% for IVV and -48.2% for SWPPX.
- 10 of IVV's top ten holdings are also in SWPPX's top ten, an overlap of at least 39% of the fund.
Cite this page
SmarterDividends, "IVV vs SWPPX: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ivv-vs-swppx
$10,000 in each, Dec 2007 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
IVV became
$72,879
11.1% a year
SWPPX became
$73,243
11.2% a year
Year by year
| Year | IVV | SWPPX |
|---|---|---|
| 2025 | +17.8% | +17.9% |
| 2024 | +24.9% | +25.0% |
| 2023 | +26.3% | +26.3% |
| 2022 | −18.2% | −18.1% |
| 2021 | +28.8% | +28.7% |
| 2020 | +18.4% | +18.4% |
| 2019 | +31.3% | +31.5% |
| 2018 | −4.5% | −4.5% |
| 2017 | +21.8% | +21.8% |
| 2016 | +12.1% | +11.8% |
| 2015 | +0.7% | +1.3% |
| 2014 | +13.6% | +13.6% |
| 2013 | +32.3% | +32.3% |
| 2012 | +16.1% | +15.9% |
| 2011 | +1.9% | +2.0% |
| 2010 | +15.1% | +15.0% |
| 2009 | +26.6% | +26.3% |
| 2008 | −37.0% | −36.7% |
Total return each calendar year, distributions reinvested.
Top holdings
10 of the top ten overlap, at least 39% of each fund.
IVV
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SWPPX
- NVDA NVIDIA Corp8.3%
- AAPL Apple Inc7.3%
- MSFT Microsoft Corp5.7%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.0%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.4%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
IVV vs SWPPX: questions
Is IVV or SWPPX better?
It depends on the job. IVV pays more today (1.12% vs 0.98%), SWPPX costs less, and SWPPX has the better total return over Dec 2007 to Oct 2026, with SWPPX holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, IVV or SWPPX?
IVV, at 1.12% against 0.98% for SWPPX as of Nov 5, 2026. On $10,000 that's about $112 vs $98 a year at today's rates.
Which has the better total return?
SWPPX. From Dec 2007 to Oct 2026, it returned 11.2% a year with distributions reinvested, against 11.1% for IVV. $10,000 became $73,243 vs $72,879.
Which is cheaper, IVV or SWPPX?
SWPPX, with a 0.02% expense ratio against 0.03%.
Do IVV and SWPPX hold the same things?
Partly. 10 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 39% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. IVV leads on 5 of 8 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.