JPM vs RF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM and RF are closely matched. RF offers the higher yield at 4.39%, RF has the higher dividend-safety score, and RF looks like the better value (its fair-value estimate is 58% above its share price).
Key facts: JPM vs RF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Regions Financial Corporation (RF) has the higher forward dividend yield at 4.39%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and RF's A (86/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and RF for 13.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and RF pays out 43%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and RF's fair-value estimate is 58% above its share price, so RF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs RF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-rf
| Metric | JPM | RF |
|---|---|---|
| Forward yield | 1.94% | 4.39% |
| Annual dividend | $6.60 | $1.20 |
| Payout ratio | 26% | 43% |
| Years of growth | 15 yr | 13 yr |
| 5-yr dividend growth | 9.0% | 10.7% |
| 5-yr total return | 114% | 21% |
| Dividend safety score | 82 (A) | 86 (A) |
| Fair value estimate | $364.60 | $43.41 |
| Upside to fair value | +7% | +58% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $23.4B |
| P/E ratio | 14.3 | 11.2 |
Higher yield
RF
4.39%
Safer dividend
RF
Grade A
Faster growth
RF
10.7%
Better value
RF
+58% upside
JPM vs RF — FAQ
Is JPM or RF a better dividend stock?
JPM and RF are closely matched. RF has the higher yield; RF scores better on safety.
Which has a higher dividend yield, JPM or RF?
RF has the higher forward dividend yield at 4.39%, versus 1.94% for JPM.
Is JPM or RF safer?
RF has the higher dividend-safety score (86/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or RF better value right now?
As of Oct 18, 2026, RF looks like the better value: its fair-value estimate is 58% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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