Regions Financial Corporation
RFFinancial Services · Stock · quarterly payer
Forward Yield
3.66%
Annual Dividend
$1.10
Payout Ratio
43%
5-Yr Growth
10.7%
Ex-Date
Sep 1, 2026
Frequency
Quarterly
Summary
As of September 2026, Regions Financial Corporation (RF) yields 3.66% ($1.10 per share annually), with a blended fair-value estimate of $45.27 — +49% upside, so it screens as undervalued. Dividend safety grade: A (87/100). 13 years of dividend growth.
Is RF a good dividend stock?
YesRegions Financial Corporation (RF) pays a quarterly dividend yielding 3.66% ($1.10/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 13 consecutive years of dividend growth
- Comfortable payout ratio (43%)
- Strong 10.7% 5-yr dividend growth
- 42% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 3.66%
- Payout Ratio
- 43%
- Annual Dividend
- $1.10
- 5-Yr Avg Growth
- 10.7%
- Ex-Dividend Date
- Sep 1, 2026
- Years of Growth
- 13
- Frequency
- quarterly
- Beta
- 1.01
- Market Cap
- $25.0B
- P/E Ratio
- 12.2
- 5-Yr Total Return
- 42%
- 52-Week Range
- $22.70 – $32.47
- Dividend Safety
- A · 87/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
RF Price — Last 12 Months
Daily close
Price Return
1 Year
+15%
3 Years
+76%
5 Years
+42%
52-Week Range
$22.70 – $32.47
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is RF worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Regions Financial Corporation is $45.27 per share, versus a market price of $30.33. That implies 49% of upside — a margin of safety of about 33%.
Fair Value
$45.27
Current Price
$30.33
Upside
+49%
Margin of Safety
33%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 3.8% annual free-cash-flow growth. We model 11.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.4% discount rate (CAPM), 11.8% stage-1 growth, 2.5% terminal growth, $2.45 EPS, $1.10 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
RF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 1, 2026 | — | $0.3000 | regular |
| Jun 1, 2026 | — | $0.2650 | regular |
| Mar 2, 2026 | — | $0.2650 | regular |
| Dec 1, 2025 | — | $0.2650 | regular |
| Sep 2, 2025 | — | $0.2650 | regular |
| Jun 2, 2025 | — | $0.2500 | regular |
| Mar 3, 2025 | — | $0.2500 | regular |
| Dec 2, 2024 | — | $0.2500 | regular |
| Sep 3, 2024 | — | $0.2500 | regular |
| Jun 3, 2024 | — | $0.2400 | regular |
| Feb 29, 2024 | — | $0.2400 | regular |
| Dec 7, 2023 | — | $0.2400 | regular |
| Aug 31, 2023 | — | $0.2400 | regular |
| Jun 1, 2023 | — | $0.2000 | regular |
Income Calculator
At $1.10 / yr per share
