BAC vs RF: Which Is the Better Dividend Stock?
As of September 2026, RF (Regions Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. RF offers the higher yield at 3.66%, RF has the higher dividend-safety score, and RF trades at the larger discount to fair value (+49%).
| Metric | BAC | RF |
|---|---|---|
| Forward yield | 2.07% | 3.66% |
| Annual dividend | $1.28 | $1.10 |
| Payout ratio | 26% | 43% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 10.7% |
| 5-yr total return | 47% | 42% |
| Dividend safety score | 85 (A) | 87 (A) |
| Fair value estimate | $90.94 | $45.27 |
| Upside to fair value | +46% | +49% |
| Frequency | quarterly | quarterly |
| Market cap | $433.5B | $25.0B |
| P/E ratio | 14.3 | 12.2 |
Higher yield
RF
3.66%
Safer dividend
RF
Grade A
Faster growth
RF
10.7%
Better value
RF
+49% upside
BAC vs RF — FAQ
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