RF vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RF offers the higher yield at 4.39%, V has the higher dividend-safety score, and RF looks like the better value (its fair-value estimate is 58% above its share price).
Key facts: RF vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Regions Financial Corporation (RF) has the higher forward dividend yield at 4.39%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades RF's dividend safety A (86/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, RF has raised its dividend for 13 consecutive years and V for 17.
- As of Oct 18, 2026, RF pays out 43% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, RF's fair-value estimate is 58% above its share price and V's fair-value estimate is 24% below its share price, so RF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RF vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/rf-vs-v
| Metric | RF | V |
|---|---|---|
| Forward yield | 4.39% | 0.67% |
| Annual dividend | $1.20 | $2.68 |
| Payout ratio | 43% | 22% |
| Years of growth | 13 yr | 17 yr |
| 5-yr dividend growth | 10.7% | 14.9% |
| 5-yr total return | 21% | 108% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $43.41 | $306.97 |
| Upside to fair value | +58% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $23.4B | $755.8B |
| P/E ratio | 11.2 | 34.3 |
Higher yield
RF
4.39%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
RF
+58% upside
RF vs V — FAQ
Is RF or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). RF offers the higher yield (4.39%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RF or V?
RF has the higher forward dividend yield at 4.39%, versus 0.67% for V.
Is RF or V safer?
V has the higher dividend-safety score (93/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is RF or V better value right now?
As of Oct 18, 2026, RF looks like the better value: its fair-value estimate is 58% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.