SmarterDividends

HSBC vs RF: Which Is the Better Dividend Stock?

As of September 2026, RF (Regions Financial Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RF offers the higher yield at 3.66%, RF has the higher dividend-safety score, and RF trades at the larger discount to fair value (+49%).

MetricHSBCRF
Forward yield3.64%3.66%
Annual dividend$3.75$1.10
Payout ratio54%43%
Years of growth0 yr13 yr
5-yr dividend growth-13.8%10.7%
5-yr total return296%42%
Dividend safety score72 (B)87 (A)
Fair value estimate$136.35$45.27
Upside to fair value+32%+49%
Frequencyquarterlyquarterly
Market cap$354.3B$25.0B
P/E ratio14.712.2

Higher yield

RF

3.66%

Safer dividend

RF

Grade A

Faster growth

RF

10.7%

Better value

RF

+49% upside

HSBC vs RF — FAQ

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