LLOBF vs MSFT: Which Is the Better Dividend Stock?
As of Oct 29, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. LLOBF offers the higher yield at 9.79%, MSFT has the higher dividend-safety score, and LLOBF looks like the better value (its fair-value estimate is 50% above its share price).
Key facts: LLOBF vs MSFT
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25 (LLOBF) has the higher forward dividend yield at 9.79%, versus 0.74% for Microsoft Corporation (MSFT).
- As of Oct 29, 2026, SmarterDividends grades LLOBF's dividend safety B (72/100) and MSFT's A (97/100).
- By SmarterDividends' count as of Oct 29, 2026, LLOBF has raised its dividend for 0 consecutive years and MSFT for 20.
- As of Oct 29, 2026, LLOBF's fair-value estimate is 50% above its share price and MSFT's fair-value estimate is 42% below its share price, so LLOBF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "LLOBF vs MSFT: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/llobf-vs-msft
| Metric | LLOBF | MSFT |
|---|---|---|
| Forward yield | 9.79% | 0.74% |
| Annual dividend | $0.18 | $3.92 |
| Payout ratio | — | 20% |
| Years of growth | 0 yr | 20 yr |
| 5-yr dividend growth | -0.1% | 10.2% |
| 5-yr total return | -19% | 59% |
| Dividend safety score | 72 (B) | 97 (A) |
| Fair value estimate | $2.83 | $308.36 |
| Upside to fair value | +50% | -42% |
| Frequency | semiannual | quarterly |
| Market cap | — | $3.9T |
| P/E ratio | — | 29.6 |
Higher yield
LLOBF
9.79%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
LLOBF
+50% upside
LLOBF vs MSFT — FAQ
Is LLOBF or MSFT a better dividend stock?
On the data, MSFT wins more head-to-head categories (5 vs 2). LLOBF offers the higher yield (9.79%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, LLOBF or MSFT?
LLOBF has the higher forward dividend yield at 9.79%, versus 0.74% for MSFT.
Is LLOBF or MSFT safer?
MSFT has the higher dividend-safety score (97/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is LLOBF or MSFT better value right now?
As of Oct 29, 2026, LLOBF looks like the better value: its fair-value estimate is 50% above its share price (undervalued). For MSFT, its fair-value estimate is 42% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.