SmarterDividends

MSFT vs ORCL: Which Is the Better Dividend Stock?

As of September 2026, MSFT and ORCL are closely matched. ORCL offers the higher yield at 1.35%, MSFT has the higher dividend-safety score, and ORCL trades at the larger discount to fair value (+53%).

MetricMSFTORCL
Forward yield0.79%1.35%
Annual dividend$3.92$2.00
Payout ratio20%31%
Years of growth20 yr11 yr
5-yr dividend growth10.2%14.6%
5-yr total return49%54%
Dividend safety score97 (A)86 (A)
Fair value estimate$395.71$225.16
Upside to fair value-20%+53%
Frequencyquarterlyquarterly
Market cap$3.7T$446.3B
P/E ratio27.523.1

Higher yield

ORCL

1.35%

Safer dividend

MSFT

Grade A

Faster growth

ORCL

14.6%

Better value

ORCL

+53% upside

MSFT vs ORCL — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.