MSFT vs PAYC: Which Is the Better Dividend Stock?
As of September 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. MSFT offers the higher yield at 0.78%, MSFT has the higher dividend-safety score, and PAYC trades at the larger discount to fair value (+28%).
| Metric | MSFT | PAYC |
|---|---|---|
| Forward yield | 0.78% | 0.68% |
| Annual dividend | $3.92 | $1.50 |
| Payout ratio | 20% | 16% |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | — |
| 5-yr total return | 49% | -59% |
| Dividend safety score | 97 (A) | 75 (B) |
| Fair value estimate | $395.71 | $289.04 |
| Upside to fair value | -20% | +28% |
| Frequency | quarterly | quarterly |
| Market cap | $3.7T | $10.0B |
| P/E ratio | 27.8 | 23.7 |
Higher yield
MSFT
0.78%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
PAYC
+28% upside
MSFT vs PAYC — FAQ
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