SmarterDividends

MSFT vs PAYX: Which Is the Better Dividend Stock?

As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PAYX offers the higher yield at 4.16%, MSFT has the higher dividend-safety score, and MSFT trades at the larger discount to fair value (-10%).

MetricMSFTPAYX
Forward yield0.92%4.16%
Annual dividend$3.64$4.76
Payout ratio21%91%
Years of growth20 yr15 yr
5-yr dividend growth10.2%11.2%
5-yr total return30%-0%
Dividend safety score91 (A)82 (A)
Fair value estimate$354.91$100.28
Upside to fair value-10%-12%
Frequencyquarterlyquarterly
Market cap$3.0T$41.0B
P/E ratio23.523.4

Higher yield

PAYX

4.16%

Safer dividend

MSFT

Grade A

Faster growth

PAYX

11.2%

Better value

MSFT

-10% upside

MSFT vs PAYX — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.