SmarterDividends

MSFT vs SMCIP: Which Is the Better Dividend Stock?

As of September 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. SMCIP offers the higher yield at 4.72%, MSFT has the higher dividend-safety score, and MSFT trades at the larger discount to fair value (-22%).

MetricMSFTSMCIP
Forward yield0.73%4.72%
Annual dividend$3.64$2.96
Payout ratio20%
Years of growth20 yr0 yr
5-yr dividend growth10.2%
5-yr total return82%
Dividend safety score97 (A)
Fair value estimate$400.14$33.96
Upside to fair value-22%-46%
Frequencyquarterlyannual
Market cap$3.8T
P/E ratio28.4

Higher yield

SMCIP

4.72%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

MSFT

-22% upside

MSFT vs SMCIP — FAQ

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