SmarterDividends

MSFT vs STMEF: Which Is the Better Dividend Stock?

As of Nov 5, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. STMEF offers the higher yield at 0.78%, MSFT has the higher dividend-safety score, and MSFT looks like the better value (its fair-value estimate is 41% below its share price).

Key facts: MSFT vs STMEF

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, STMicroelectronics N.V. (STMEF) has the higher forward dividend yield at 0.78%, versus 0.71% for Microsoft Corporation (MSFT).
  • As of Nov 5, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and STMEF's C (65/100).
  • By SmarterDividends' count as of Nov 5, 2026, MSFT has raised its dividend for 20 consecutive years and STMEF for 2.
  • As of Nov 5, 2026, MSFT pays out 19% of its earnings as dividends and STMEF pays out 63%.
  • As of Nov 5, 2026, MSFT's fair-value estimate is 41% below its share price and STMEF's fair-value estimate is 50% below its share price, so MSFT looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MSFT vs STMEF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/msft-vs-stmef

MetricMSFTSTMEF
Forward yield0.71%0.78%
Annual dividend$3.92$0.36
Payout ratio19%63%
Years of growth20 yr2 yr
5-yr dividend growth10.2%14.1%
5-yr total return58%-6%
Dividend safety score97 (A)65 (C)
Fair value estimate$318.13$20.46
Upside to fair value-41%-50%
Frequencyquarterlyquarterly
Market cap$4.0T$36.6B
P/E ratio28.371.8

Higher yield

STMEF

0.78%

Safer dividend

MSFT

Grade A

Faster growth

STMEF

14.1%

Better value

MSFT

-41% upside

MSFT vs STMEF — FAQ

Is MSFT or STMEF a better dividend stock?

On the data, MSFT wins more head-to-head categories (6 vs 2). STMEF offers the higher yield (0.78%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MSFT or STMEF?

STMEF has the higher forward dividend yield at 0.78%, versus 0.71% for MSFT.

Is MSFT or STMEF safer?

MSFT has the higher dividend-safety score (97/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.

Is MSFT or STMEF better value right now?

As of Nov 5, 2026, MSFT looks like the better value: its fair-value estimate is 41% below its share price (overvalued). For STMEF, its fair-value estimate is 50% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.