MSFT vs TPTS: Which Is the Better Dividend Stock?
As of Nov 13, 2026, MSFT and TPTS are closely matched. TPTS offers the higher yield at 4.65%, MSFT has the higher dividend-safety score, and TPTS looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: MSFT vs TPTS
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Terra Property Trust, Inc. (TPTS) has the higher forward dividend yield at 4.65%, versus 0.75% for Microsoft Corporation (MSFT).
- By SmarterDividends' count as of Nov 13, 2026, MSFT has raised its dividend for 20 consecutive years and TPTS for 0.
- As of Nov 13, 2026, MSFT's fair-value estimate is 38% below its share price and TPTS's fair-value estimate is 24% below its share price, so TPTS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MSFT vs TPTS: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/msft-vs-tpts
| Metric | MSFT | TPTS |
|---|---|---|
| Forward yield | 0.75% | 4.65% |
| Annual dividend | $3.92 | $0.58 |
| Payout ratio | 19% | — |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | — |
| 5-yr total return | 61% | — |
| Dividend safety score | 97 (A) | — |
| Fair value estimate | $324.21 | $9.58 |
| Upside to fair value | -38% | -24% |
| Frequency | quarterly | monthly |
| Market cap | $3.9T | — |
| P/E ratio | 27.3 | — |
Higher yield
TPTS
4.65%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
TPTS
-24% upside
MSFT vs TPTS — FAQ
Is MSFT or TPTS a better dividend stock?
MSFT and TPTS are closely matched. TPTS has the higher yield; MSFT scores better on safety.
Which has a higher dividend yield, MSFT or TPTS?
TPTS has the higher forward dividend yield at 4.65%, versus 0.75% for MSFT.
Is MSFT or TPTS safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MSFT or TPTS better value right now?
As of Nov 13, 2026, TPTS looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For MSFT, its fair-value estimate is 38% below its share price.
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