SmarterDividends

MSFT vs TUYA: Which Is the Better Dividend Stock?

As of Oct 27, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. TUYA offers the higher yield at 6.98%, MSFT has the higher dividend-safety score, and TUYA looks like the better value (its fair-value estimate is 151% above its share price).

Key facts: MSFT vs TUYA

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, Tuya Inc. (TUYA) has the higher forward dividend yield at 6.98%, versus 0.74% for Microsoft Corporation (MSFT).
  • As of Oct 27, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and TUYA's C (56/100).
  • By SmarterDividends' count as of Oct 27, 2026, MSFT has raised its dividend for 20 consecutive years and TUYA for 1.
  • As of Oct 27, 2026, MSFT pays out 20% of its earnings as dividends and TUYA pays out 104%.
  • As of Oct 27, 2026, MSFT's fair-value estimate is 42% below its share price and TUYA's fair-value estimate is 151% above its share price, so TUYA looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MSFT vs TUYA: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/msft-vs-tuya

MetricMSFTTUYA
Forward yield0.74%6.98%
Annual dividend$3.92$0.11
Payout ratio20%104%
Years of growth20 yr1 yr
5-yr dividend growth10.2%—
5-yr total return59%-72%
Dividend safety score97 (A)56 (C)
Fair value estimate$308.36$4.11
Upside to fair value-42%+151%
Frequencyquarterlyannual
Market cap$4.0T$1.0B
P/E ratio29.214.9

Higher yield

TUYA

6.98%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

TUYA

+151% upside

MSFT vs TUYA — FAQ

Is MSFT or TUYA a better dividend stock?

On the data, MSFT wins more head-to-head categories (5 vs 2). TUYA offers the higher yield (6.98%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MSFT or TUYA?

TUYA has the higher forward dividend yield at 6.98%, versus 0.74% for MSFT.

Is MSFT or TUYA safer?

MSFT has the higher dividend-safety score (97/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.

Is MSFT or TUYA better value right now?

As of Oct 27, 2026, TUYA looks like the better value: its fair-value estimate is 151% above its share price (undervalued). For MSFT, its fair-value estimate is 42% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.