MSFT vs UI: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. MSFT offers the higher yield at 0.71%, MSFT has the higher dividend-safety score, and MSFT looks like the better value (its fair-value estimate is 41% below its share price).
Key facts: MSFT vs UI
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Microsoft Corporation (MSFT) has the higher forward dividend yield at 0.71%, versus 0.71% for Ubiquiti Inc. (UI).
- As of Nov 5, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and UI's A (85/100).
- By SmarterDividends' count as of Nov 5, 2026, MSFT has raised its dividend for 20 consecutive years and UI for 1.
- As of Nov 5, 2026, MSFT pays out 19% of its earnings as dividends and UI pays out 20%.
- As of Nov 5, 2026, MSFT's fair-value estimate is 41% below its share price and UI's fair-value estimate is 41% below its share price, so MSFT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MSFT vs UI: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/msft-vs-ui
| Metric | MSFT | UI |
|---|---|---|
| Forward yield | 0.71% | 0.71% |
| Annual dividend | $3.92 | $4.00 |
| Payout ratio | 19% | 20% |
| Years of growth | 20 yr | 1 yr |
| 5-yr dividend growth | 10.2% | 14.9% |
| 5-yr total return | 58% | 88% |
| Dividend safety score | 97 (A) | 85 (A) |
| Fair value estimate | $318.13 | $303.41 |
| Upside to fair value | -41% | -41% |
| Frequency | quarterly | quarterly |
| Market cap | $4.0T | $31.4B |
| P/E ratio | 28.3 | 32.7 |
Higher yield
MSFT
0.71%
Safer dividend
MSFT
Grade A
Faster growth
UI
14.9%
Better value
MSFT
-41% upside
MSFT vs UI — FAQ
Is MSFT or UI a better dividend stock?
On the data, MSFT wins more head-to-head categories (4 vs 3). MSFT offers the higher yield (0.71%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MSFT or UI?
MSFT has the higher forward dividend yield at 0.71%, versus 0.71% for UI.
Is MSFT or UI safer?
MSFT has the higher dividend-safety score (97/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is MSFT or UI better value right now?
As of Nov 5, 2026, MSFT looks like the better value: its fair-value estimate is 41% below its share price (overvalued). For UI, its fair-value estimate is 41% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.