MSFT vs USOI: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. MSFT offers the higher yield at 0.71%, MSFT has the higher dividend-safety score.
Key facts: MSFT vs USOI
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, SmarterDividends grades MSFT's dividend safety A (97/100) and USOI's D (43/100).
- By SmarterDividends' count as of Nov 5, 2026, MSFT has raised its dividend for 20 consecutive years and USOI for 0.
Cite this page
SmarterDividends, "MSFT vs USOI: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/msft-vs-usoi
| Metric | MSFT | USOI |
|---|---|---|
| Forward yield | 0.71% | — |
| Annual dividend | $3.92 | $26.37 |
| Payout ratio | 19% | — |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | -18.4% |
| 5-yr total return | 58% | -52% |
| Dividend safety score | 97 (A) | 43 (D) |
| Fair value estimate | $318.13 | — |
| Upside to fair value | -41% | — |
| Frequency | quarterly | monthly |
| Market cap | $4.0T | — |
| P/E ratio | 28.3 | — |
Higher yield
MSFT
0.71%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
MSFT vs USOI — FAQ
Is MSFT or USOI a better dividend stock?
On the data, MSFT wins more head-to-head categories (4 vs 1). MSFT offers the higher yield (0.71%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MSFT or USOI?
MSFT has the higher forward dividend yield at 0.71%, versus — for USOI.
Is MSFT or USOI safer?
MSFT has the higher dividend-safety score (97/100 vs 43/100), reflecting stronger payout coverage and dividend-growth history.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.