MSFT vs YB: Which Is the Better Dividend Stock?
As of Oct 27, 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. YB offers the higher yield at 11.13%, MSFT has the higher dividend-safety score, and YB looks like the better value (its fair-value estimate is 155% above its share price).
Key facts: MSFT vs YB
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Yuanbao Inc. (YB) has the higher forward dividend yield at 11.13%, versus 0.74% for Microsoft Corporation (MSFT).
- By SmarterDividends' count as of Oct 27, 2026, MSFT has raised its dividend for 20 consecutive years and YB for 0.
- As of Oct 27, 2026, MSFT pays out 20% of its earnings as dividends and YB pays out 28%.
- As of Oct 27, 2026, MSFT's fair-value estimate is 42% below its share price and YB's fair-value estimate is 155% above its share price, so YB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MSFT vs YB: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/msft-vs-yb
| Metric | MSFT | YB |
|---|---|---|
| Forward yield | 0.74% | 11.13% |
| Annual dividend | $3.92 | $1.26 |
| Payout ratio | 20% | 28% |
| Years of growth | 20 yr | 0 yr |
| 5-yr dividend growth | 10.2% | — |
| 5-yr total return | 59% | — |
| Dividend safety score | 97 (A) | — |
| Fair value estimate | $308.36 | $28.86 |
| Upside to fair value | -42% | +155% |
| Frequency | quarterly | annual |
| Market cap | $4.0T | $521.2M |
| P/E ratio | 29.2 | 2.5 |
Higher yield
YB
11.13%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
YB
+155% upside
MSFT vs YB — FAQ
Is MSFT or YB a better dividend stock?
On the data, MSFT wins more head-to-head categories (3 vs 2). YB offers the higher yield (11.13%), while MSFT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MSFT or YB?
YB has the higher forward dividend yield at 11.13%, versus 0.74% for MSFT.
Is MSFT or YB safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MSFT or YB better value right now?
As of Oct 27, 2026, YB looks like the better value: its fair-value estimate is 155% above its share price (undervalued). For MSFT, its fair-value estimate is 42% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.