SmarterDividends

MSFT vs YMM: Which Is the Better Dividend Stock?

As of September 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. YMM offers the higher yield at 3.89%, MSFT has the higher dividend-safety score, and YMM trades at the larger discount to fair value (+82%).

MetricMSFTYMM
Forward yield0.73%3.89%
Annual dividend$3.64$0.34
Payout ratio20%46%
Years of growth20 yr0 yr
5-yr dividend growth10.2%
5-yr total return82%-43%
Dividend safety score97 (A)50 (C)
Fair value estimate$400.14$16.00
Upside to fair value-22%+82%
Frequencyquarterlyannual
Market cap$3.8T$9.0B
P/E ratio28.414.5

Higher yield

YMM

3.89%

Safer dividend

MSFT

Grade A

Faster growth

MSFT

10.2%

Better value

YMM

+82% upside

MSFT vs YMM — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.