MSFT vs YOU: Which Is the Better Dividend Stock?
As of September 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. YOU offers the higher yield at 1.30%, MSFT has the higher dividend-safety score, and YOU trades at the larger discount to fair value (+71%).
| Metric | MSFT | YOU |
|---|---|---|
| Forward yield | 0.73% | 1.30% |
| Annual dividend | $3.64 | $0.58 |
| Payout ratio | 20% | 37% |
| Years of growth | 20 yr | 1 yr |
| 5-yr dividend growth | 10.2% | — |
| 5-yr total return | 77% | 8% |
| Dividend safety score | 97 (A) | 76 (B) |
| Fair value estimate | $395.33 | $75.96 |
| Upside to fair value | -21% | +71% |
| Frequency | quarterly | quarterly |
| Market cap | $3.7T | $5.9B |
| P/E ratio | 27.5 | 29.5 |
Higher yield
YOU
1.30%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
YOU
+71% upside
MSFT vs YOU — FAQ
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