RDVY vs SCHD: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHD yields more: 2.94% (dividend yield) against 0.86% for RDVY. SCHD is cheaper to own at 0.06% a year vs 0.47%. Over the same 12 years (Jan 2014 to Oct 2026), RDVY returned 13.7% a year with distributions reinvested, and SCHD 12.7%.
SCHDSchwab U.S. Dividend Equity ETF2.94%dividend yield| Compared | RDVY | SCHD |
|---|---|---|
| YieldDividend yield | 0.86% | 2.94% |
| Expense ratio | 0.47% | 0.06% |
| Total return, 1 yr | +18.8% | +38.5% |
| Total return, 3 yr (a year) | +23.1% | +20.7% |
| Total return, 5 yr (a year) | +11.5% | +10.6% |
| Total return, 10 yr (a year) | +15.3% | +13.7% |
| Worst drop since Jan 2014 | -28.3% | -21.6% |
| Share price since Jan 2014 | +312% | +206% |
| Pays | Quarterly | Quarterly |
| Issuer | First Trust | Schwab |
| Assets | $25.5B | $121.1B |
| Started | 2014 | 2011 |
| Type | Large Value | Large Value |
Higher yield
SCHD
2.94%
Lower cost
SCHD
0.06%
Better total return
RDVY
13.7%/yr
Smaller worst drop
SCHD
-21.6%
Key facts: RDVY vs SCHD
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, RDVY yields 0.86% (dividend yield) and SCHD yields 2.94% (dividend yield).
- RDVY's expense ratio is 0.47% and SCHD's is 0.06%: $47 vs $6 a year on $10,000.
- From Jan 2014 to Oct 2026, $10,000 in RDVY grew to $51,409 (13.7% a year) and $10,000 in SCHD to $45,990 (12.7% a year), distributions reinvested.
- Their worst month-end drops over that time: -28.3% for RDVY and -21.6% for SCHD.
- 0 of RDVY's top ten holdings are also in SCHD's top ten.
Cite this page
SmarterDividends, "RDVY vs SCHD: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/rdvy-vs-schd
$10,000 in each, Jan 2014 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
RDVY became
$51,409
13.7% a year
SCHD became
$45,990
12.7% a year
Year by year
| Year | RDVY | SCHD |
|---|---|---|
| 2025 | +18.9% | +4.3% |
| 2024 | +16.4% | +11.7% |
| 2023 | +20.4% | +4.5% |
| 2022 | −13.3% | −3.3% |
| 2021 | +31.2% | +29.8% |
| 2020 | +13.5% | +15.0% |
| 2019 | +37.7% | +27.3% |
| 2018 | −10.0% | −5.6% |
| 2017 | +22.8% | +20.8% |
| 2016 | +21.9% | +16.2% |
| 2015 | −3.0% | −0.4% |
Total return each calendar year, distributions reinvested.
Top holdings
No overlap in the top ten.
RDVY
- TRV The Travelers Companies Inc2.4%
- V Visa Inc Class A2.3%
- ACN Accenture PLC Class A2.3%
- ADP Automatic Data Processing Inc2.2%
- MSFT Microsoft Corp2.2%
- ALL Allstate Corp2.2%
- AMAT Applied Materials Inc2.2%
- BNY Bank of New York Mellon Corp2.1%
- EXPE Expedia Group Inc2.1%
- CB Chubb Ltd2.1%
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
RDVY vs SCHD: questions
Is RDVY or SCHD better?
It depends on the job. SCHD pays more today (2.94% vs 0.86%), SCHD costs less, and RDVY has the better total return over Jan 2014 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, RDVY or SCHD?
SCHD, at 2.94% against 0.86% for RDVY as of Nov 5, 2026. On $10,000 that's about $294 vs $86 a year at today's rates.
Which has the better total return?
RDVY. From Jan 2014 to Oct 2026, it returned 13.7% a year with distributions reinvested, against 12.7% for SCHD. $10,000 became $51,409 vs $45,990.
Which is cheaper, RDVY or SCHD?
SCHD, with a 0.06% expense ratio against 0.47%.
Do RDVY and SCHD hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. For information only, not investment advice. Last fund data: Nov 5, 2026.