SCHV vs VYM: Yield, Cost and Returns Compared
As of Nov 5, 2026, VYM yields more: 2.26% (dividend yield) against 1.81% for SCHV. SCHV is cheaper to own at 0.04% a year vs 0.04%. Over the same 16 years (Dec 2009 to Oct 2026), VYM returned 12.4% a year with distributions reinvested, and SCHV 11.6%.
VYMVanguard High Dividend Yield Index Fund ETF Shares2.26%dividend yield| Compared | SCHV | VYM |
|---|---|---|
| YieldDividend yield | 1.81% | 2.26% |
| Expense ratio | 0.04% | 0.04% |
| Total return, 1 yr | +22.2% | +19.3% |
| Total return, 3 yr (a year) | +21.2% | +20.9% |
| Total return, 5 yr (a year) | +10.4% | +11.8% |
| Total return, 10 yr (a year) | +11.5% | +12.0% |
| Worst drop since Dec 2009 | -25.6% | -24.0% |
| Share price since Dec 2009 | +312% | +331% |
| Pays | Quarterly | Quarterly |
| Issuer | Schwab | Vanguard |
| Assets | $15.7B | $100.1B |
| Started | 2009 | 2006 |
| Type | Large Value | Large Value |
Higher yield
VYM
2.26%
Lower cost
SCHV
0.04%
Better total return
VYM
12.4%/yr
Smaller worst drop
VYM
-24.0%
Key facts: SCHV vs VYM
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, SCHV yields 1.81% (dividend yield) and VYM yields 2.26% (dividend yield).
- SCHV's expense ratio is 0.04% and VYM's is 0.04%: $4 vs $4 a year on $10,000.
- From Dec 2009 to Oct 2026, $10,000 in SCHV grew to $63,893 (11.6% a year) and $10,000 in VYM to $71,533 (12.4% a year), distributions reinvested.
- Their worst month-end drops over that time: -25.6% for SCHV and -24.0% for VYM.
- 7 of SCHV's top ten holdings are also in VYM's top ten, an overlap of at least 13% of the fund.
Cite this page
SmarterDividends, "SCHV vs VYM: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/schv-vs-vym
$10,000 in each, Dec 2009 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SCHV became
$63,893
11.6% a year
VYM became
$71,533
12.4% a year
Year by year
| Year | SCHV | VYM |
|---|---|---|
| 2025 | +16.0% | +15.4% |
| 2024 | +14.1% | +17.6% |
| 2023 | +8.9% | +6.6% |
| 2022 | −7.6% | −0.4% |
| 2021 | +25.5% | +26.2% |
| 2020 | +2.6% | +1.1% |
| 2019 | +25.9% | +24.0% |
| 2018 | −7.3% | −5.9% |
| 2017 | +15.7% | +16.4% |
| 2016 | +18.2% | +17.0% |
| 2015 | −1.0% | +0.3% |
| 2014 | +10.9% | +13.5% |
| 2013 | +31.1% | +30.1% |
| 2012 | +14.9% | +12.7% |
| 2011 | +3.5% | +10.6% |
| 2010 | +14.8% | +14.2% |
Total return each calendar year, distributions reinvested.
Top holdings
7 of the top ten overlap, at least 13% of each fund.
SCHV
- BRK-B Berkshire Hathaway Inc Class B3.3%
- JPM JPMorgan Chase & Co2.9%
- XOM ExxonMobil Holdings Corp2.5%
- JNJ Johnson & Johnson2.2%
- WMT Walmart Inc1.8%
- ABBV AbbVie Inc1.7%
- CVX Chevron Corp1.5%
- CSCO Cisco Systems Inc1.4%
- PG Procter & Gamble Co1.2%
- MRK Merck & Co Inc1.2%
VYM
- AVGO Broadcom Inc6.9%
- JPM JPMorgan Chase & Co3.8%
- XOM ExxonMobil Holdings Corp2.8%
- JNJ Johnson & Johnson2.7%
- ABBV AbbVie Inc2.0%
- CSCO Cisco Systems Inc1.8%
- CVX Chevron Corp1.6%
- CAT Caterpillar Inc1.6%
- MRK Merck & Co Inc1.5%
- BAC Bank of America Corp1.5%
SCHV vs VYM: questions
Is SCHV or VYM better?
It depends on the job. VYM pays more today (2.26% vs 1.81%), SCHV costs less, and VYM has the better total return over Dec 2009 to Oct 2026, with VYM holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SCHV or VYM?
VYM, at 2.26% against 1.81% for SCHV as of Nov 5, 2026. On $10,000 that's about $226 vs $181 a year at today's rates.
Which has the better total return?
VYM. From Dec 2009 to Oct 2026, it returned 12.4% a year with distributions reinvested, against 11.6% for SCHV. $10,000 became $71,533 vs $63,893.
Which is cheaper, SCHV or VYM?
SCHV, with a 0.04% expense ratio against 0.04%.
Do SCHV and VYM hold the same things?
Partly. 7 of their top ten holdings match (JPM, XOM, JNJ, ABBV), at least 13% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. VYM leads on 5 of 7 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.