SPYI vs XDTE: Yield, Cost and Returns Compared
As of Nov 7, 2026, XDTE yields more: 30.42% (dividend yield) against 12.33% for SPYI. SPYI is cheaper to own at 0.68% a year vs 0.97%. Over the same 2 years (Mar 2024 to Oct 2026), XDTE returned 14.7% a year with distributions reinvested, and SPYI 14.6%.
SPYINeos S&P 500(R) High Income ETF12.33%dividend yield
XDTERoundhill S&P 500 0DTE Covered Call Strategy ETF30.42%dividend yield| Compared | SPYI | XDTE |
|---|---|---|
| YieldDividend yield | 12.33% | 30.42% |
| Expense ratio | 0.68% | 0.97% |
| Total return, 1 yr | +11.9% | +12.0% |
| Total return, 3 yr (a year) | +18.0% | — |
| Worst drop since Mar 2024 | -5.5% | -12.1% |
| Share price since Mar 2024 | +4% | −29% |
| Pays | Monthly | Weekly |
| Issuer | Neos | Roundhill |
| Assets | $12.5B | $316.0M |
| Started | 2022 | 2024 |
| Type | Derivative Income | Derivative Income |
Higher yield
XDTE
30.42%
Lower cost
SPYI
0.68%
Better total return
XDTE
14.7%/yr
Smaller worst drop
SPYI
-5.5%
Key facts: SPYI vs XDTE
Data as of · Source: SmarterDividends data
- As of Nov 7, 2026, SPYI yields 12.33% (dividend yield) and XDTE yields 30.42% (dividend yield).
- SPYI's expense ratio is 0.68% and XDTE's is 0.97%: $68 vs $97 a year on $10,000.
- From Mar 2024 to Oct 2026, $10,000 in SPYI grew to $14,228 (14.6% a year) and $10,000 in XDTE to $14,255 (14.7% a year), distributions reinvested.
- Their worst month-end drops over that time: -5.5% for SPYI and -12.1% for XDTE.
- 0 of SPYI's top ten holdings are also in XDTE's top ten.
Cite this page
SmarterDividends, "SPYI vs XDTE: Yield, Cost and Returns Compared," updated Nov 7, 2026, https://smarterdividends.com/compare/spyi-vs-xdte
$10,000 in each, Mar 2024 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SPYI became
$14,228
14.6% a year
XDTE became
$14,255
14.7% a year
Top holdings
No overlap in the top ten.
SPYI
- AAPL Apple Inc7.7%
- NVDA NVIDIA Corp7.6%
- MSFT Microsoft Corp5.9%
- AMZN Amazon.com Inc3.6%
- GOOGL Alphabet Inc Class A2.5%
- AVGO Broadcom Inc2.4%
- META Meta Platforms Inc Class A2.0%
- GOOG Alphabet Inc Class C2.0%
- LLY Eli Lilly and Co1.7%
- TSLA Tesla Inc1.7%
XDTE
- WEEK Roundhill Weekly T-Bill ETF7.7%
- FGXXX First American Government Obligs X2.1%
SPYI vs XDTE: questions
Is SPYI or XDTE better?
It depends on the job. XDTE pays more today (30.42% vs 12.33%), SPYI costs less, and XDTE has the better total return over Mar 2024 to Oct 2026, with SPYI holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SPYI or XDTE?
XDTE, at 30.42% against 12.33% for SPYI as of Nov 7, 2026. On $10,000 that's about $3,042 vs $1,233 a year at today's rates.
Which has the better total return?
XDTE. From Mar 2024 to Oct 2026, it returned 14.7% a year with distributions reinvested, against 14.6% for SPYI. $10,000 became $14,255 vs $14,228.
Which is cheaper, SPYI or XDTE?
SPYI, with a 0.68% expense ratio against 0.97%.
Do SPYI and XDTE hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. SPYI leads on 3 of 5 measures above. For information only, not investment advice. Last fund data: Nov 7, 2026.