SmarterDividends

V vs WAFD: Which Is the Better Dividend Stock?

As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. WAFD offers the higher yield at 3.71%, V has the higher dividend-safety score, and WAFD looks like the better value (its fair-value estimate is 80% above its share price).

Key facts: V vs WAFD

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, WaFd, Inc. (WAFD) has the higher forward dividend yield at 3.71%, versus 0.67% for Visa Inc. (V).
  • As of Oct 18, 2026, SmarterDividends grades V's dividend safety A (93/100) and WAFD's A (88/100).
  • By SmarterDividends' count as of Oct 18, 2026, V has raised its dividend for 17 consecutive years and WAFD for 16.
  • As of Oct 18, 2026, V pays out 22% of its earnings as dividends and WAFD pays out 34%.
  • As of Oct 18, 2026, V's fair-value estimate is 24% below its share price and WAFD's fair-value estimate is 80% above its share price, so WAFD looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "V vs WAFD: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/v-vs-wafd

MetricVWAFD
Forward yield0.67%3.71%
Annual dividend$2.68$1.08
Payout ratio22%34%
Years of growth17 yr16 yr
5-yr dividend growth14.9%4.2%
5-yr total return108%-10%
Dividend safety score93 (A)88 (A)
Fair value estimate$306.97$52.56
Upside to fair value-24%+80%
Frequencyquarterlyquarterly
Market cap$755.8B$2.2B
P/E ratio34.39.2

Higher yield

WAFD

3.71%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

WAFD

+80% upside

V vs WAFD — FAQ

Is V or WAFD a better dividend stock?

On the data, V wins more head-to-head categories (6 vs 2). WAFD offers the higher yield (3.71%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, V or WAFD?

WAFD has the higher forward dividend yield at 3.71%, versus 0.67% for V.

Is V or WAFD safer?

V has the higher dividend-safety score (93/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.

Is V or WAFD better value right now?

As of Oct 18, 2026, WAFD looks like the better value: its fair-value estimate is 80% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.