SmarterDividends
ACIC

American Coastal Insurance Corporation

ACIC

Financial Services · Stock · quarterly payer

Forward Yield

7.43%

Annual Dividend

$0.75

Payout Ratio

0%

5-Yr Growth

52.8%

Ex-Date

Jan 2, 2026

Frequency

Quarterly

ACIC Dividend Safety Score

57/ 100
Grade C

Borderline

Dividend-growth streak8 consecutive years of growth
Cut historyCut its dividend in 2013
Earnings payout coverageNegative earnings
Balance-sheet strengthDebt/equity of 0.46
Yield vs its historyYield is 1.8× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is ACIC a good dividend stock?

Mixed

American Coastal Insurance Corporation (ACIC) pays a quarterly dividend yielding 7.43% ($0.75/yr), with 10 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • 10 consecutive years of dividend growth
  • Strong 52.8% 5-yr dividend growth
  • 79% total price return over 5 years

Risks

  • Cut its dividend in 2013

Key Data

Dividend Yield
7.43%
Payout Ratio
0%
Annual Dividend
$0.75
5-Yr Avg Growth
52.8%
Ex-Dividend Date
Jan 2, 2026
Years of Growth
10
Frequency
quarterly
Beta
-0.52
Market Cap
$489.0M
P/E Ratio
4.7
5-Yr Total Return
79%
52-Week Range
$9.80 – $13.06
Dividend Safety
C · 57/100
Ever Cut?
Yes (2013)
ACIC ex-dividend date & scheduleNext ex-date Jan 2, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.75 / yr per share

Per payment (quarterly)$18.75
Annual$75.00
Monthly avg$6.25