ACIC vs BAC: Which Is the Better Dividend Stock?
As of July 2026, ACIC (American Coastal Insurance Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ACIC offers the higher yield at 7.27%, BAC has the higher dividend-safety score, and ACIC trades at the larger discount to fair value (+111%).
| Metric | ACIC | BAC |
|---|---|---|
| Forward yield | 7.27% | 1.83% |
| Annual dividend | $0.75 | $1.12 |
| Payout ratio | 0% | 26% |
| Years of growth | 1 yr | 12 yr |
| 5-yr dividend growth | 52.8% | 8.4% |
| 5-yr total return | 169% | 47% |
| Dividend safety score | 57 (C) | 85 (A) |
| Fair value estimate | $21.61 | $101.75 |
| Upside to fair value | +111% | +66% |
| Frequency | quarterly | quarterly |
| Market cap | $499.7M | $424.0B |
| P/E ratio | 4.8 | 14.1 |
Higher yield
ACIC
7.27%
Safer dividend
BAC
Grade A
Faster growth
ACIC
52.8%
Better value
ACIC
+111% upside
ACIC vs BAC — FAQ
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