SmarterDividends

ACIC vs BAC: Which Is the Better Dividend Stock?

As of September 2026, ACIC and BAC are closely matched. ACIC offers the higher yield at 8.16%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricACICBAC
Forward yield8.16%2.22%
Annual dividend$0.75$1.28
Payout ratio0%26%
Years of growth1 yr12 yr
5-yr dividend growth52.8%8.4%
5-yr total return140%21%
Dividend safety score57 (C)86 (A)
Fair value estimate$12.22$91.91
Upside to fair value+33%+59%
Frequencyquarterlyquarterly
Market cap$434.4M$405.3B
P/E ratio4.513.4

Higher yield

ACIC

8.16%

Safer dividend

BAC

Grade A

Faster growth

ACIC

52.8%

Better value

BAC

+59% upside

ACIC vs BAC — FAQ

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