SmarterDividends
ARDC

Ares Dynamic Credit Allocation Fund, Inc.

ARDC

Financial Services · Stock · monthly payer

Forward Yield

10.81%

Annual Dividend

$1.35

Payout Ratio

141%

5-Yr Growth

2.9%

Ex-Date

May 21, 2026

Frequency

Monthly

ARDC Dividend Safety Score

43/ 100
Grade D

Risky

Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage141% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is ARDC a good dividend stock?

Mixed

Ares Dynamic Credit Allocation Fund, Inc. (ARDC) pays a monthly dividend yielding 10.81% ($1.35/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

    Risks

    • Cut its dividend in 2025
    • Elevated payout ratio (141%)
    • Very high yield can signal elevated risk
    • Share price is down over the past 5 years
    • Below-average dividend safety score

    Key Data

    Dividend Yield
    10.81%
    Payout Ratio
    141%
    Annual Dividend
    $1.35
    5-Yr Avg Growth
    2.9%
    Ex-Dividend Date
    May 21, 2026
    Years of Growth
    0
    Frequency
    monthly
    Beta
    Market Cap
    $299.3M
    P/E Ratio
    13.0
    5-Yr Total Return
    -23%
    52-Week Range
    $11.60 – $15.03
    Dividend Safety
    D · 43/100
    Ever Cut?
    Yes (2025)
    ARDC ex-dividend date & scheduleNext ex-date May 21, 2026 · full ex-dividend historyView →

    Frequently Asked Questions

    Income Calculator

    At $1.35 / yr per share

    Per payment (monthly)$11.25
    Annual$135.00
    Monthly avg$11.25