Ares Dynamic Credit Allocation Fund (ARDC) Total Return Calculator
$10,000 since Nov 2012, with and without reinvesting · data through Oct 2026
$10,000 invested in Ares Dynamic Credit Allocation Fund (ARDC) ten years ago, at the end of Oct 2016, was worth $20,034 at the end of Oct 2026 with every dividend reinvested: 7.2% a year, against $41,633 in the S&P 500. Since Nov 2012, $10,000 became $20,383 reinvested (5.3% a year), or $15,029 taking the dividends as cash, $9,169 of it paid out along the way.
ARDC became
$20,383
S&P 500: $67,596
Return a year
5.3%
S&P 500: 14.7%
Payouts reinvested
$17,629
bought more shares
Worst drop
-29.4%
S&P 500: -23.9%
$10,000, Nov 2012 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | ARDC total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −3.5% | $1,864 | +11.7% |
| 2025 | −3.1% | $2,051 | +17.7% |
| 2024 | +21.0% | $1,952 | +24.9% |
| 2023 | +32.3% | $1,700 | +26.2% |
| 2022 | −22.2% | $1,342 | −18.2% |
| 2021 | +23.1% | $1,210 | +28.7% |
| 2020 | +2.5% | $1,149 | +18.3% |
| 2019 | +21.3% | $1,122 | +31.2% |
| 2018 | −8.8% | $1,024 | −4.6% |
| 2017 | +18.2% | $979 | +21.7% |
| 2016 | +24.0% | $880 | +12.0% |
| 2015 | −7.4% | $848 | +1.2% |
| 2014 | −4.7% | $788 | +13.5% |
| 2013 | −3.3% | $718 | +32.3% |
| 2012 (part) | +0.0% | $0 | +0.9% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: ARDC total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Ares Dynamic Credit Allocation Fund (ARDC) at the end of Nov 2012, with dividends reinvested, was worth $20,383 at the end of Oct 2026: 5.3% a year, against $67,596 (14.7% a year) in the S&P 500.
- Over the 10 years to Oct 2026, ARDC turned $10,000 into $20,034 with dividends reinvested, 7.2% a year.
- Over the 5 years to Oct 2026, ARDC returned 3.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking ARDC's dividends as cash instead of reinvesting them, the same $10,000 ended at $15,029, including $9,169 of cash received; reinvesting added $5,354.
- ARDC's best calendar year in that time was 2023 (32.3%) and its worst 2022 (-22.2%), with dividends reinvested.
Cite this page
SmarterDividends, "Ares Dynamic Credit Allocation Fund (ARDC) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/ARDC/total-return
ARDC total return questions
If I invested $10,000 in ARDC 10 years ago, how much would I have?
About $20,034 at the end of Oct 2026, with every dividend reinvested: 7.2% a year. Taking them as cash, you'd have shares worth $7,973 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is ARDC's total return since Nov 2012?
104% in total, or 5.3% a year, through Oct 2026 with dividends reinvested. The share price alone fell 41%.
How much of ARDC's return came from dividends?
About 100% of its yearly return since Nov 2012. Reinvesting them, rather than taking cash, left you $5,354 better off on a $10,000 start.
What was ARDC's worst year?
2022, at -22.2% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -29.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.