Bank of America (BAC) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Bank of America (BAC) ten years ago, at the end of Oct 2016, was worth $37,886 at the end of Oct 2026 with every dividend reinvested: 14.2% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $17,209 reinvested (2.9% a year), or $14,746 taking the dividends as cash, $2,625 of it paid out along the way.
BAC became
$17,209
S&P 500: $72,756
Return a year
2.9%
S&P 500: 11.1%
Payouts reinvested
$3,204
bought more shares
Worst drop
-90.3%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | BAC total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −7.6% | $288 | +11.7% |
| 2025 | +28.0% | $374 | +17.7% |
| 2024 | +33.9% | $331 | +24.9% |
| 2023 | +4.9% | $292 | +26.2% |
| 2022 | −23.8% | $243 | −18.2% |
| 2021 | +49.6% | $245 | +28.7% |
| 2020 | −11.6% | $198 | +18.3% |
| 2019 | +46.1% | $199 | +31.2% |
| 2018 | −15.0% | $147 | −4.6% |
| 2017 | +35.7% | $113 | +21.7% |
| 2016 | +33.4% | $71 | +12.0% |
| 2015 | −4.8% | $58 | +1.2% |
| 2014 | +15.7% | $40 | +13.5% |
| 2013 | +34.5% | $14 | +32.3% |
| 2012 | +109.3% | $12 | +16.0% |
| 2011 | −58.1% | $13 | +1.9% |
| 2010 | −11.2% | $15 | +15.1% |
| 2009 | +7.6% | $21 | +26.4% |
| 2008 | −63.1% | $530 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: BAC total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Bank of America (BAC) at the end of Dec 2007, with dividends reinvested, was worth $17,209 at the end of Oct 2026: 2.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, BAC turned $10,000 into $37,886 with dividends reinvested, 14.2% a year.
- Over the 5 years to Oct 2026, BAC returned 3.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking BAC's dividends as cash instead of reinvesting them, the same $10,000 ended at $14,746, including $2,625 of cash received; reinvesting added $2,464.
- BAC's best calendar year in that time was 2012 (109.3%) and its worst 2008 (-63.1%), with dividends reinvested.
Cite this page
SmarterDividends, "Bank of America (BAC) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/BAC/total-return
BAC total return questions
If I invested $10,000 in BAC 10 years ago, how much would I have?
About $37,886 at the end of Oct 2026, with every dividend reinvested: 14.2% a year. Taking them as cash, you'd have shares worth $30,309 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is BAC's total return since Dec 2007?
72% in total, or 2.9% a year, through Oct 2026 with dividends reinvested. The share price alone rose 21%.
How much of BAC's return came from dividends?
About 65% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $2,464 better off on a $10,000 start.
What was BAC's worst year?
2008, at -63.1% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -90.3%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.