
BayFirst Financial Corp.
BAFNFinancial Services · Stock · quarterly payer
$5.43
Add to PortfolioForward Yield
3.95%
Annual Dividend
$0.24
Payout Ratio
17%
5-Yr Growth
—
Ex-Date
May 30, 2025
Frequency
Quarterly
BAFN Dividend Safety Score
65/ 100
Grade C
Borderline
Dividend-growth streak3 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage17% of earnings paid out
Yield vs its historyYield is 2.1× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is BAFN a good dividend stock?
Yes, with caveatsBayFirst Financial Corp. (BAFN) pays a quarterly dividend yielding 3.95% ($0.24/yr), with 4 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (17%)
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.95%
- Payout Ratio
- 17%
- Annual Dividend
- $0.24
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- May 30, 2025
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.38
- Market Cap
- $29.2M
- P/E Ratio
- —
- 5-Yr Total Return
- -77%
- 52-Week Range
- $4.80 – $15.55
- Dividend Safety
- C · 65/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 30, 2025 | — | $0.0800 | regular |
| Feb 28, 2025 | — | $0.0800 | regular |
| Nov 29, 2024 | — | $0.0800 | regular |
| Aug 30, 2024 | — | $0.0800 | regular |
| May 31, 2024 | — | $0.0800 | regular |
| Feb 29, 2024 | — | $0.0800 | regular |
| Nov 30, 2023 | — | $0.0800 | regular |
| Aug 31, 2023 | — | $0.0800 | regular |
| May 31, 2023 | — | $0.0800 | regular |
| Feb 28, 2023 | — | $0.0800 | regular |
| Nov 30, 2022 | — | $0.0800 | regular |
| Aug 31, 2022 | — | $0.0800 | regular |
| May 31, 2022 | — | $0.0800 | regular |
| Feb 28, 2022 | — | $0.0800 | regular |
Income Calculator
At $0.24 / yr per share
Per payment (quarterly)$6.00
Annual$24.00
Monthly avg$2.00




