BayFirst Financial Corp.
BAFNFinancial Services · Stock · quarterly payer
Forward Yield
3.95%
Annual Dividend
$0.24
Payout Ratio
0%
5-Yr Growth
—
Ex-Date
May 30, 2025
Frequency
Quarterly
Summary
As of August 2026, BayFirst Financial Corp. (BAFN) yields 3.95% ($0.24 per share annually), with a blended fair-value estimate of $8.25 — +13% upside, so it screens as fairly valued. Dividend safety grade: C (61/100).
Is BAFN a good dividend stock?
Yes, with caveatsBayFirst Financial Corp. (BAFN) pays a quarterly dividend yielding 3.95% ($0.24/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.95%
- Payout Ratio
- 0%
- Annual Dividend
- $0.24
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- May 30, 2025
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.38
- Market Cap
- $198.7M
- P/E Ratio
- —
- 5-Yr Total Return
- -75%
- 52-Week Range
- —
- Dividend Safety
- C · 61/100
- Ever Cut?
- No
Frequently Asked Questions
BAFN Price — Last 12 Months
Daily close
Price Return
1 Year
-30%
3 Years
-35%
5 Years
-75%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BAFN worth?
Fairly valuedlow confidenceOur blended fair-value estimate for BayFirst Financial Corp. is $8.25 per share, versus a market price of $7.31. That implies the stock is roughly fairly priced.
Fair Value
$8.25
Current Price
$7.31
Gap
+13%
Margin of Safety
11%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, -$11.21 EPS, $0.24 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BAFN Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 30, 2025 | — | $0.0800 | regular |
| Feb 28, 2025 | — | $0.0800 | regular |
| Nov 29, 2024 | — | $0.0800 | regular |
| Aug 30, 2024 | — | $0.0800 | regular |
| May 31, 2024 | — | $0.0800 | regular |
| Feb 29, 2024 | — | $0.0800 | regular |
| Nov 30, 2023 | — | $0.0800 | regular |
| Aug 31, 2023 | — | $0.0800 | regular |
| May 31, 2023 | — | $0.0800 | regular |
| Feb 28, 2023 | — | $0.0800 | regular |
| Nov 30, 2022 | — | $0.0800 | regular |
| Aug 31, 2022 | — | $0.0800 | regular |
| May 31, 2022 | — | $0.0800 | regular |
| Feb 28, 2022 | — | $0.0800 | regular |
Income Calculator
At $0.24 / yr per share
