SmarterDividends
BAFN

BayFirst Financial Corp.

BAFN

Financial Services · Stock · quarterly payer

Forward Yield

3.95%

Annual Dividend

$0.24

Payout Ratio

17%

5-Yr Growth

Ex-Date

May 30, 2025

Frequency

Quarterly

BAFN Dividend Safety Score

65/ 100
Grade C

Borderline

Dividend-growth streak3 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage17% of earnings paid out
Yield vs its historyYield is 2.1× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is BAFN a good dividend stock?

Yes, with caveats

BayFirst Financial Corp. (BAFN) pays a quarterly dividend yielding 3.95% ($0.24/yr), with 4 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (17%)

Risks

  • Share price is down over the past 5 years

Key Data

Dividend Yield
3.95%
Payout Ratio
17%
Annual Dividend
$0.24
5-Yr Avg Growth
Ex-Dividend Date
May 30, 2025
Years of Growth
4
Frequency
quarterly
Beta
0.38
Market Cap
$29.2M
P/E Ratio
5-Yr Total Return
-77%
52-Week Range
$4.80 – $15.55
Dividend Safety
C · 65/100
Ever Cut?
No
BAFN ex-dividend date & scheduleNext ex-date May 30, 2025 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.24 / yr per share

Per payment (quarterly)$6.00
Annual$24.00
Monthly avg$2.00