SmarterDividends

BAC vs BAFN: Which Is the Better Dividend Stock?

As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAFN offers the higher yield at 3.95%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACBAFN
Forward yield2.05%3.95%
Annual dividend$1.28$0.24
Payout ratio26%0%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return45%-75%
Dividend safety score83 (A)61 (C)
Fair value estimate$77.08$8.25
Upside to fair value+25%+13%
Frequencyquarterlyquarterly
Market cap$436.6B$198.7M
P/E ratio14.4

Higher yield

BAFN

3.95%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+25% upside

BAC vs BAFN — FAQ

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