Banc of California, Inc.
BANCFinancial Services · Stock · quarterly payer
Forward Yield
2.58%
Annual Dividend
$0.48
Payout Ratio
32%
5-Yr Growth
10.8%
Ex-Date
Sep 15, 2026
Frequency
Quarterly
Summary
As of August 2026, Banc of California, Inc. (BANC) yields 2.58% ($0.48 per share annually), with a blended fair-value estimate of $9.73 — -48% downside, so it screens as overvalued. Dividend safety grade: B (68/100).
Is BANC a good dividend stock?
Yes, with caveatsBanc of California, Inc. (BANC) pays a quarterly dividend yielding 2.58% ($0.48/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (32%)
- Strong 10.8% 5-yr dividend growth
Risks
- Cut its dividend in 2019
Key Data
- Dividend Yield
- 2.58%
- Payout Ratio
- 32%
- Annual Dividend
- $0.48
- 5-Yr Avg Growth
- 10.8%
- Ex-Dividend Date
- Sep 15, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.14
- Market Cap
- $3.0B
- P/E Ratio
- —
- 5-Yr Total Return
- 1%
- 52-Week Range
- —
- Dividend Safety
- B · 68/100
- Ever Cut?
- Yes (2019)
Frequently Asked Questions
BANC Price — Last 12 Months
Daily close
Price Return
1 Year
+13%
3 Years
+51%
5 Years
+1%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BANC worth?
Overvaluedlow confidenceOur blended fair-value estimate for Banc of California, Inc. is $9.73 per share, versus a market price of $18.64. That implies 48% of downside.
Fair Value
$9.73
Current Price
$18.64
Downside
-48%
Margin of Safety
-92%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 10.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, -$0.43 EPS, $0.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BANC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 15, 2026 | — | $0.1200 | regular |
| Mar 16, 2026 | — | $0.1200 | regular |
| Dec 15, 2025 | — | $0.1000 | regular |
| Sep 15, 2025 | — | $0.1000 | regular |
| Jun 16, 2025 | — | $0.1000 | regular |
| Mar 14, 2025 | — | $0.1000 | regular |
| Dec 16, 2024 | — | $0.1000 | regular |
| Sep 16, 2024 | — | $0.1000 | regular |
| Jun 14, 2024 | — | $0.1000 | regular |
| Mar 14, 2024 | — | $0.1000 | regular |
| Dec 14, 2023 | — | $0.1000 | regular |
| Sep 14, 2023 | — | $0.1000 | regular |
| Jun 14, 2023 | — | $0.1000 | regular |
| Mar 14, 2023 | — | $0.1000 | regular |
Income Calculator
At $0.48 / yr per share
