BAC vs BANC: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BANC offers the higher yield at 2.58%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | BANC |
|---|---|---|
| Forward yield | 2.07% | 2.58% |
| Annual dividend | $1.28 | $0.48 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 10.8% |
| 5-yr total return | 45% | 1% |
| Dividend safety score | 83 (A) | 68 (B) |
| Fair value estimate | $77.08 | $9.73 |
| Upside to fair value | +25% | -48% |
| Frequency | quarterly | quarterly |
| Market cap | $431.4B | $3.0B |
| P/E ratio | 14.2 | — |
Higher yield
BANC
2.58%
Safer dividend
BAC
Grade A
Faster growth
BANC
10.8%
Better value
BAC
+25% upside
BAC vs BANC — FAQ
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