BCB Bancorp, Inc.
BCBPFinancial Services · Stock · quarterly payer
Forward Yield
4.34%
Annual Dividend
$0.48
Payout Ratio
1067%
5-Yr Growth
2.7%
Ex-Date
May 6, 2026
Frequency
Quarterly
Summary
As of July 2026, BCB Bancorp, Inc. (BCBP) yields 4.34% ($0.48 per share annually), with a blended fair-value estimate of $14.11 — +37% upside, so it screens as undervalued. Dividend safety grade: A (87/100).
Is BCBP a good dividend stock?
YesBCB Bancorp, Inc. (BCBP) pays a quarterly dividend yielding 4.34% ($0.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Elevated payout ratio (1067%)
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.34%
- Payout Ratio
- 1067%
- Annual Dividend
- $0.48
- 5-Yr Avg Growth
- 2.7%
- Ex-Dividend Date
- May 6, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.69
- Market Cap
- $178.5M
- P/E Ratio
- —
- 5-Yr Total Return
- -31%
- 52-Week Range
- $7.31 – $11.71
- Dividend Safety
- A · 87/100
- Ever Cut?
- No
Frequently Asked Questions
BCBP Price — Last 12 Months
Daily close
Price Return
1 Year
+16%
3 Years
-10%
5 Years
-31%
52-Week Range
$7.31 – $11.71
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BCBP worth?
Undervaluedlow confidenceOur blended fair-value estimate for BCB Bancorp, Inc. is $14.11 per share, versus a market price of $10.29. That implies 37% of upside — a margin of safety of about 27%.
Fair Value
$14.11
Current Price
$10.29
Upside
+37%
Margin of Safety
27%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 14.1% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.7% discount rate (CAPM), 14.1% stage-1 growth, 2.5% terminal growth, -$0.07 EPS, $0.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BCBP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 6, 2026 | — | $0.0800 | regular |
| Feb 11, 2026 | — | $0.0800 | regular |
| Nov 10, 2025 | — | $0.1600 | regular |
| Aug 11, 2025 | — | $0.1600 | regular |
| May 7, 2025 | — | $0.1600 | regular |
| Feb 7, 2025 | — | $0.1600 | regular |
| Nov 1, 2024 | — | $0.1600 | regular |
| Aug 2, 2024 | — | $0.1600 | regular |
| May 2, 2024 | — | $0.1600 | regular |
| Feb 2, 2024 | — | $0.1600 | regular |
| Nov 2, 2023 | — | $0.1600 | regular |
| Aug 3, 2023 | — | $0.1600 | regular |
| May 4, 2023 | — | $0.1600 | regular |
| Feb 2, 2023 | — | $0.1600 | regular |
Income Calculator
At $0.48 / yr per share
