BAC vs BCBP: Which Is the Better Dividend Stock?
As of Nov 3, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BCBP offers the higher yield at 3.58%, BCBP has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 28% above its share price).
Key facts: BAC vs BCBP
Data as of · Source: SmarterDividends data
- As of Nov 3, 2026, BCB Bancorp, Inc. (BCBP) has the higher forward dividend yield at 3.58%, versus 2.58% for Bank of America Corporation (BAC).
- As of Nov 3, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCBP's A (89/100).
- By SmarterDividends' count as of Nov 3, 2026, BAC has raised its dividend for 12 consecutive years and BCBP for 0.
- As of Nov 3, 2026, BAC's fair-value estimate is 28% above its share price and BCBP's fair-value estimate is 49% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCBP: Dividend Yield, Safety & Value Compared," updated Nov 3, 2026, https://smarterdividends.com/compare/bac-vs-bcbp
| Metric | BAC | BCBP |
|---|---|---|
| Forward yield | 2.58% | 3.58% |
| Annual dividend | $1.28 | $0.32 |
| Payout ratio | 28% | 1067% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 2.7% |
| 5-yr total return | 12% | -40% |
| Dividend safety score | 87 (A) | 89 (A) |
| Fair value estimate | $63.43 | $4.59 |
| Upside to fair value | +28% | -49% |
| Frequency | quarterly | quarterly |
| Market cap | $342.0B | $274.6M |
| P/E ratio | 11.8 | — |
Higher yield
BCBP
3.58%
Safer dividend
BCBP
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+28% upside
BAC vs BCBP — FAQ
Is BAC or BCBP a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). BCBP offers the higher yield (3.58%), while BCBP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or BCBP?
BCBP has the higher forward dividend yield at 3.58%, versus 2.58% for BAC.
Is BAC or BCBP safer?
BCBP has the higher dividend-safety score (89/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCBP better value right now?
As of Nov 3, 2026, BAC looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For BCBP, its fair-value estimate is 49% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.