Bread Financial Holdings Inc
BFH-PAStock · quarterly payer
Forward Yield
4.74%
Annual Dividend
$1.20
Payout Ratio
—
5-Yr Growth
—
Ex-Date
—
Frequency
Quarterly
Summary
As of August 2026, Bread Financial Holdings Inc (BFH-PA) yields 4.74% ($1.20 per share annually), with a blended fair-value estimate of $19.25 — -24% downside, so it screens as overvalued.
Is BFH-PA a good dividend stock?
MixedBread Financial Holdings Inc (BFH-PA) pays a quarterly dividend yielding 4.74% ($1.20/yr), with 0 years of growth. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 4.74%
- Payout Ratio
- —
- Annual Dividend
- $1.20
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- —
- 52-Week Range
- —
- Dividend Safety
- —
- Ever Cut?
- No
Frequently Asked Questions
BFH-PA Price — Last 12 Months
Daily close
Price Return
1 Year
—
3 Years
—
5 Years
—
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BFH-PA worth?
Overvaluedlow confidenceOur blended fair-value estimate for Bread Financial Holdings Inc is $19.25 per share, versus a market price of $25.27. That implies 24% of downside.
Fair Value
$19.25
Current Price
$25.27
Downside
-24%
Margin of Safety
-31%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), 4.0% stage-1 growth, 2.5% terminal growth, $1.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 29, 2026 | — | $0.5390 | regular |
| Feb 27, 2026 | — | $0.6588 | regular |
Income Calculator
At $1.20 / yr per share
