Ballston Spa Bancorp, Inc.
BSPA25 yrs growthFinancial Services · Stock · quarterly payer
$74.85
Add to PortfolioForward Yield
1.76%
Annual Dividend
$1.32
Payout Ratio
19%
5-Yr Growth
0.0%
Ex-Date
Jun 1, 2026
Frequency
Quarterly
BSPA Dividend Safety Score
98/ 100
Grade A
Very Safe
Dividend-growth streak24 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage19% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is BSPA a good dividend stock?
YesBallston Spa Bancorp, Inc. (BSPA) pays a quarterly dividend yielding 1.76% ($1.32/yr), with 25 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 25 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (19%)
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.76%
- Payout Ratio
- 19%
- Annual Dividend
- $1.32
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Jun 1, 2026
- Years of Growth
- 25
- Frequency
- quarterly
- Beta
- —
- Market Cap
- $55.6M
- P/E Ratio
- 10.5
- 5-Yr Total Return
- 25%
- 52-Week Range
- $61.50 – $77.50
- Dividend Safety
- A · 98/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 1, 2026 | — | $0.3300 | regular |
| Mar 3, 2026 | — | $0.3300 | regular |
| Dec 2, 2025 | — | $0.3300 | regular |
| Sep 3, 2025 | — | $0.3300 | regular |
| Jun 3, 2025 | — | $0.3300 | regular |
| Mar 3, 2025 | — | $0.3300 | regular |
| Dec 2, 2024 | — | $0.3300 | regular |
| Sep 3, 2024 | — | $0.3300 | regular |
| Jun 3, 2024 | — | $0.3300 | regular |
| Mar 1, 2024 | — | $0.3300 | regular |
| Dec 1, 2023 | — | $0.3300 | regular |
| Sep 1, 2023 | — | $0.3300 | regular |
| Jun 2, 2023 | — | $0.3300 | regular |
| Mar 3, 2023 | — | $0.3300 | regular |
Income Calculator
At $1.32 / yr per share
Per payment (quarterly)$33.00
Annual$132.00
Monthly avg$11.00
