BAC vs BSPA: Which Is the Better Dividend Stock?
As of September 2026, BAC and BSPA are closely matched. BAC offers the higher yield at 2.22%, BSPA has the higher dividend-safety score, and BSPA trades at the larger discount to fair value (+61%).
| Metric | BAC | BSPA |
|---|---|---|
| Forward yield | 2.22% | 1.61% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 26% | 60% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 21% | 71% |
| Dividend safety score | 86 (A) | 92 (A) |
| Fair value estimate | $91.91 | $131.72 |
| Upside to fair value | +59% | +61% |
| Frequency | quarterly | quarterly |
| Market cap | $403.7B | $60.9M |
| P/E ratio | 13.3 | 37.4 |
Higher yield
BAC
2.22%
Safer dividend
BSPA
Grade A
Faster growth
BAC
8.4%
Better value
BSPA
+61% upside
BAC vs BSPA — FAQ
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