Byline Bancorp, Inc.
BYFinancial Services · Stock · quarterly payer
Forward Yield
1.46%
Annual Dividend
$0.56
Payout Ratio
13%
5-Yr Growth
27.2%
Ex-Date
Aug 4, 2026
Frequency
Quarterly
Summary
As of August 2026, Byline Bancorp, Inc. (BY) yields 1.46% ($0.56 per share annually), with a blended fair-value estimate of $47.08 — +23% upside, so it screens as undervalued. Dividend safety grade: A (82/100). 1 years of dividend growth.
Is BY a good dividend stock?
YesByline Bancorp, Inc. (BY) pays a quarterly dividend yielding 1.46% ($0.56/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (13%)
- Strong 27.2% 5-yr dividend growth
- 56% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.46%
- Payout Ratio
- 13%
- Annual Dividend
- $0.56
- 5-Yr Avg Growth
- 27.2%
- Ex-Dividend Date
- Aug 4, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.71
- Market Cap
- $1.7B
- P/E Ratio
- 11.5
- 5-Yr Total Return
- 56%
- 52-Week Range
- —
- Dividend Safety
- A · 82/100
- Ever Cut?
- No
Frequently Asked Questions
BY Price — Last 12 Months
Daily close
Price Return
1 Year
+38%
3 Years
+94%
5 Years
+56%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BY worth?
Undervaluedlow confidenceOur blended fair-value estimate for Byline Bancorp, Inc. is $47.08 per share, versus a market price of $38.25. That implies 23% of upside — a margin of safety of about 19%.
Fair Value
$47.08
Current Price
$38.25
Upside
+23%
Margin of Safety
19%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 7.9% discount rate (CAPM), 9.9% stage-1 growth, 2.5% terminal growth, $3.32 EPS, $0.56 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BY Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 4, 2026 | — | $0.1400 | regular |
| May 5, 2026 | — | $0.1200 | regular |
| Feb 3, 2026 | — | $0.1200 | regular |
| Nov 4, 2025 | — | $0.1000 | regular |
| Aug 5, 2025 | — | $0.1000 | regular |
| May 6, 2025 | — | $0.1000 | regular |
| Feb 4, 2025 | — | $0.1000 | regular |
| Nov 5, 2024 | — | $0.0900 | regular |
| Aug 6, 2024 | — | $0.0900 | regular |
| May 6, 2024 | — | $0.0900 | regular |
| Feb 5, 2024 | — | $0.0900 | regular |
| Nov 6, 2023 | — | $0.0900 | regular |
| Aug 7, 2023 | — | $0.0900 | regular |
| May 8, 2023 | — | $0.0900 | regular |
Income Calculator
At $0.56 / yr per share
