BAC vs BY: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.05%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | BY |
|---|---|---|
| Forward yield | 2.05% | 1.46% |
| Annual dividend | $1.28 | $0.56 |
| Payout ratio | 26% | 13% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 27.2% |
| 5-yr total return | 45% | 56% |
| Dividend safety score | 83 (A) | 82 (A) |
| Fair value estimate | $77.08 | $47.08 |
| Upside to fair value | +25% | +23% |
| Frequency | quarterly | quarterly |
| Market cap | $436.6B | $1.7B |
| P/E ratio | 14.4 | 11.5 |
Higher yield
BAC
2.05%
Safer dividend
BAC
Grade A
Faster growth
BY
27.2%
Better value
BAC
+25% upside
BAC vs BY — FAQ
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