BY vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BY and V are closely matched. BY offers the higher yield at 1.50%, V has the higher dividend-safety score, and BY looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BY vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Byline Bancorp, Inc. (BY) has the higher forward dividend yield at 1.50%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades BY's dividend safety A (82/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, BY has raised its dividend for 1 consecutive years and V for 17.
- As of Oct 18, 2026, BY pays out 13% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, BY's fair-value estimate is 29% above its share price and V's fair-value estimate is 24% below its share price, so BY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BY vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/by-vs-v
| Metric | BY | V |
|---|---|---|
| Forward yield | 1.50% | 0.67% |
| Annual dividend | $0.56 | $2.68 |
| Payout ratio | 13% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 27.2% | 14.9% |
| 5-yr total return | 44% | 108% |
| Dividend safety score | 82 (A) | 93 (A) |
| Fair value estimate | $48.19 | $306.97 |
| Upside to fair value | +29% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.7B | $755.8B |
| P/E ratio | 11.2 | 34.3 |
Higher yield
BY
1.50%
Safer dividend
V
Grade A
Faster growth
BY
27.2%
Better value
BY
+29% upside
BY vs V — FAQ
Is BY or V a better dividend stock?
BY and V are closely matched. BY has the higher yield; V scores better on safety.
Which has a higher dividend yield, BY or V?
BY has the higher forward dividend yield at 1.50%, versus 0.67% for V.
Is BY or V safer?
V has the higher dividend-safety score (93/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is BY or V better value right now?
As of Oct 18, 2026, BY looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.