
City Holding Company
CHCOFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.82%
Annual Dividend
$4.00
Payout Ratio
37%
5-Yr Growth
7.3%
Ex-Date
Oct 15, 2026
Frequency
Quarterly
Key facts about CHCO's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, City Holding Company (CHCO) has a forward dividend yield of 2.82%, based on an annual dividend of $4.00 per share and a share price of $141.69.
- As of Oct 18, 2026, CHCO's dividend safety grade from SmarterDividends is A (92 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, City Holding Company (CHCO) has raised its dividend for 14 consecutive years as of Oct 18, 2026.
- CHCO last cut its regular dividend in 2000.
- CHCO's most recent ex-dividend date was Oct 15, 2026, for a dividend of $1.00 per share.
- As of Oct 18, 2026, CHCO pays out 37% of its trailing 12-month earnings as dividends (its payout ratio).
- CHCO's dividend has grown at an average rate of 7.3% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for CHCO is $96.54 per share, 32% below the $141.69 share price, so CHCO screens as overvalued.
- City Holding Company (CHCO) pays its dividend quarterly, 4 times a year.
- City Holding Company (CHCO) has raised its regular dividend 39 times and cut it 3 times across the 152 payments on record since 1987. Its most recent change was a 14.9% increase to $1.00 per share, going ex-dividend on Oct 15, 2026. The last cut went ex-dividend on May 30, 2000.
Cite this page
SmarterDividends, "CHCO Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/CHCO
Summary
As of Oct 18, 2026, City Holding Company (CHCO) yields 2.82% ($4.00 a year per share), has a dividend safety grade of A (92/100) and has 14 consecutive years of dividend increases on record.
Is CHCO a good dividend stock?
YesCity Holding Company (CHCO) pays a quarterly dividend yielding 2.82% ($4.00/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 14 consecutive years of dividend growth
- Comfortable payout ratio (37%)
- Strong 7.3% 5-yr dividend growth
- 81% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2000
Key Data
- Dividend Yield
- 2.82%
- Payout Ratio
- 37%
- Annual Dividend
- $4.00
- 5-Yr Avg Growth
- 7.3%
- Ex-Dividend Date
- Oct 15, 2026
- Years of Growth
- 14
- Frequency
- quarterly
- Beta
- 0.48
- Market Cap
- $2.0B
- P/E Ratio
- 15.5
- 5-Yr Total Return
- 81%
- 52-Week Range
- $113.21 – $148.99
- Dividend Safety
- A · 92/100
- Ever Cut?
- Yes (2000)
CHCO dividend raises and cuts
City Holding Company (CHCO) has raised its regular dividend 39 times and cut it 3 times across the 152 payments on record since 1987. Its most recent change was a 14.9% increase to $1.00 per share, going ex-dividend on Oct 15, 2026. The last cut went ex-dividend on May 30, 2000.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Oct 15, 2026 | Raise | $0.870 → $1.00 | +14.9% |
| Oct 15, 2025 | Raise | $0.790 → $0.870 | +10.1% |
| Oct 15, 2024 | Raise | $0.715 → $0.790 | +10.5% |
| Oct 12, 2023 | Raise | $0.650 → $0.715 | +10.0% |
| Oct 13, 2022 | Raise | $0.600 → $0.650 | +8.3% |
| Jan 13, 2022 | Raise | $0.580 → $0.600 | +3.4% |
| Jan 14, 2021 | Raise | $0.570 → $0.580 | +1.8% |
| Oct 11, 2019 | Raise | $0.530 → $0.570 | +7.5% |
| Oct 12, 2018 | Raise | $0.460 → $0.530 | +15.2% |
| Jan 11, 2018 | Raise | $0.440 → $0.460 | +4.5% |
| Apr 11, 2017 | Raise | $0.430 → $0.440 | +2.3% |
| Apr 13, 2016 | Raise | $0.420 → $0.430 | +2.4% |
Show all 42 changes since 1987
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Apr 13, 2015 | Raise | $0.400 → $0.420 | +5.0% |
| Apr 11, 2014 | Raise | $0.370 → $0.400 | +8.1% |
| Apr 11, 2013 | Raise | $0.350 → $0.370 | +5.7% |
| Jan 11, 2012 | Raise | $0.340 → $0.350 | +2.9% |
| Apr 11, 2008 | Raise | $0.310 → $0.340 | +9.7% |
| Apr 11, 2007 | Raise | $0.280 → $0.310 | +10.7% |
| Apr 11, 2006 | Raise | $0.250 → $0.280 | +12.0% |
| Apr 13, 2005 | Raise | $0.220 → $0.250 | +13.6% |
| Apr 13, 2004 | Raise | $0.200 → $0.220 | +10.0% |
| Apr 14, 2003 | Raise | $0.150 → $0.200 | +33.3% |
| Jul 12, 2002 | Raise | $0.0800 → $0.150 | +87.5% |
| May 30, 2000 | Cut | $0.200 → $0.0800 | −60.0% |
| Nov 27, 1998 | Raise | $0.190 → $0.200 | +5.3% |
| Nov 26, 1997 | Raise | $0.180 → $0.190 | +5.6% |
| Feb 27, 1997 | Raise | $0.170 → $0.180 | +5.9% |
| Nov 29, 1996 | Raise | $0.155 → $0.170 | +10.0% |
| Nov 29, 1995 | Raise | $0.140 → $0.155 | +10.0% |
| Aug 30, 1995 | Raise | $0.132 → $0.140 | +6.3% |
| May 25, 1995 | Raise | $0.126 → $0.132 | +5.3% |
| Feb 23, 1995 | Cut | $0.128 → $0.126 | −1.6% |
| Nov 25, 1994 | Raise | $0.120 → $0.128 | +6.3% |
| May 25, 1994 | Raise | $0.113 → $0.120 | +6.7% |
| Nov 24, 1992 | Raise | $0.105 → $0.113 | +7.1% |
| Nov 22, 1991 | Raise | $0.0977 → $0.105 | +7.7% |
| Aug 26, 1991 | Raise | $0.0902 → $0.0977 | +8.3% |
| Nov 26, 1990 | Raise | $0.0826 → $0.0902 | +9.1% |
| Aug 27, 1990 | Raise | $0.0751 → $0.0826 | +10.0% |
| Nov 25, 1988 | Raise | $0.0651 → $0.0751 | +15.4% |
| Mar 4, 1988 | Cut | $0.150 → $0.0651 | −56.7% |
| Dec 16, 1987 | Raise | $0.117 → $0.150 | +28.6% |
Frequently Asked Questions
Is CHCO a good dividend stock?
Yes. City Holding Company (CHCO) pays a quarterly dividend yielding 2.82% ($4.00/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is CHCO undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, CHCO's fair value is about $96.54 versus a $141.69 share price — so it looks overvalued (-32% vs. fair value).
Is CHCO's dividend safe?
CHCO has a dividend-safety grade of A (92/100), based on its payout coverage, free-cash-flow, 14-year growth streak, a dividend cut in 2000, debt and yield-versus-history.
What is CHCO's fair value?
Our blended fair-value estimate for CHCO is about $96.54 per share, about 32% below the current $141.69 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is CHCO a buy, hold, or sell?
We don't issue formal ratings, but on the data CHCO screens as "yes" and overvalued. City Holding Company (CHCO) pays a quarterly dividend yielding 2.82% ($4.00/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will CHCO cut its dividend?
CHCO earns a dividend-safety grade of A (92/100), and has cut its dividend before (last in 2000). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does CHCO pay a dividend?
Yes. City Holding Company pays a quarterly dividend of about $4.00 per share annually, a forward yield of roughly 2.82%.
What is CHCO's dividend yield?
As of Oct 18, 2026, CHCO's forward dividend yield is 2.82%, based on a $4.00 annual dividend and a $141.69 share price.
What is CHCO's dividend per share?
As of Oct 18, 2026, CHCO pays $4.00 per share per year, distributed on a quarterly basis.
What is CHCO's dividend payout ratio?
As of Oct 18, 2026, CHCO's payout ratio is 37% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has CHCO grown its dividend?
As of Oct 18, 2026, CHCO has increased its dividend for 14 consecutive years.
When is the next CHCO ex-dividend date?
As of Oct 18, 2026, CHCO's next ex-dividend date hasn't been announced. The most recent was Oct 15, 2026, for $1.00 per share.
CHCO Price — Last 12 Months
Daily close
Price Return
1 Year
+17%
3 Years
+47%
5 Years
+81%
52-Week Range
$113.21 – $148.99
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CHCO worth?
Overvaluedmedium confidenceOur blended fair-value estimate for City Holding Company is $96.54 per share, versus a market price of $141.69. That implies 32% of downside.
Fair Value
$96.54
Current Price
$141.69
Downside
-32%
Margin of Safety
-47%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 2.9% growth for five years fading to 2.5% over the next five, $9.14 EPS, $4.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CHCO Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full CHCO dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Oct 15, 2026 | Oct 30, 2026 | $1.0000 | regular |
| Jul 15, 2026 | Jul 31, 2026 | $0.8700 | regular |
| Apr 15, 2026 | Apr 30, 2026 | $0.8700 | regular |
| Jan 15, 2026 | Jan 30, 2026 | $0.8700 | regular |
| Oct 15, 2025 | Oct 31, 2025 | $0.8700 | regular |
| Jul 15, 2025 | Jul 31, 2025 | $0.7900 | regular |
| Apr 15, 2025 | Apr 30, 2025 | $0.7900 | regular |
| Jan 15, 2025 | Jan 31, 2025 | $0.7900 | regular |
| Oct 15, 2024 | Oct 31, 2024 | $0.7900 | regular |
| Jul 15, 2024 | Jul 31, 2024 | $0.7150 | regular |
| Apr 12, 2024 | Apr 30, 2024 | $0.7150 | regular |
| Jan 11, 2024 | Jan 31, 2024 | $0.7150 | regular |
| Oct 12, 2023 | Oct 31, 2023 | $0.7150 | regular |
| Jul 13, 2023 | Jul 31, 2023 | $0.6500 | regular |
Income Calculator
At $4.00 / yr per share
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