CHCO vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CHCO offers the higher yield at 2.82%, CHCO has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 23% below its share price).
Key facts: CHCO vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, City Holding Company (CHCO) has the higher forward dividend yield at 2.82%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades CHCO's dividend safety A (92/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, CHCO has raised its dividend for 14 consecutive years and MA for 14.
- As of Oct 18, 2026, CHCO pays out 37% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, CHCO's fair-value estimate is 32% below its share price and MA's fair-value estimate is 23% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CHCO vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/chco-vs-ma
| Metric | CHCO | MA |
|---|---|---|
| Forward yield | 2.82% | 0.56% |
| Annual dividend | $4.00 | $3.48 |
| Payout ratio | 37% | 18% |
| Years of growth | 14 yr | 14 yr |
| 5-yr dividend growth | 7.3% | 13.7% |
| 5-yr total return | 81% | 96% |
| Dividend safety score | 92 (A) | 89 (A) |
| Fair value estimate | $96.54 | $474.95 |
| Upside to fair value | -32% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $2.0B | $540.9B |
| P/E ratio | 15.5 | 34.0 |
Higher yield
CHCO
2.82%
Safer dividend
CHCO
Grade A
Faster growth
MA
13.7%
Better value
MA
-23% upside
CHCO vs MA — FAQ
Is CHCO or MA a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). CHCO offers the higher yield (2.82%), while CHCO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CHCO or MA?
CHCO has the higher forward dividend yield at 2.82%, versus 0.56% for MA.
Is CHCO or MA safer?
CHCO has the higher dividend-safety score (92/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is CHCO or MA better value right now?
As of Oct 18, 2026, MA looks like the better value: its fair-value estimate is 23% below its share price (overvalued). For CHCO, its fair-value estimate is 32% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.