BAC vs CHCO: Which Is the Better Dividend Stock?
As of Oct 18, 2026, CHCO (City Holding Company) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CHCO offers the higher yield at 2.82%, CHCO has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs CHCO
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, City Holding Company (CHCO) has the higher forward dividend yield at 2.82%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CHCO's A (92/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and CHCO for 14.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and CHCO pays out 37%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and CHCO's fair-value estimate is 32% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CHCO: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-chco
| Metric | BAC | CHCO |
|---|---|---|
| Forward yield | 2.50% | 2.82% |
| Annual dividend | $1.28 | $4.00 |
| Payout ratio | 26% | 37% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 7.3% |
| 5-yr total return | 15% | 81% |
| Dividend safety score | 87 (A) | 92 (A) |
| Fair value estimate | $63.43 | $96.54 |
| Upside to fair value | +24% | -32% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $2.0B |
| P/E ratio | 12.2 | 15.5 |
Higher yield
CHCO
2.82%
Safer dividend
CHCO
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs CHCO — FAQ
Is BAC or CHCO a better dividend stock?
On the data, CHCO wins more head-to-head categories (5 vs 3). CHCO offers the higher yield (2.82%), while CHCO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CHCO?
CHCO has the higher forward dividend yield at 2.82%, versus 2.50% for BAC.
Is BAC or CHCO safer?
CHCO has the higher dividend-safety score (92/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CHCO better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For CHCO, its fair-value estimate is 32% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.