Cincinnati Financial (CINF) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Cincinnati Financial (CINF) ten years ago, at the end of Oct 2016, was worth $32,890 at the end of Oct 2026 with every dividend reinvested: 12.6% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $87,786 reinvested (12.2% a year), or $56,502 taking the dividends as cash, $10,677 of it paid out along the way.
CINF became
$87,786
S&P 500: $72,756
Return a year
12.2%
S&P 500: 11.1%
Payouts reinvested
$16,599
bought more shares
Worst drop
-48.8%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | CINF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.8% | $1,364 | +11.7% |
| 2025 | +16.3% | $1,664 | +17.7% |
| 2024 | +42.5% | $1,534 | +24.9% |
| 2023 | +4.0% | $1,344 | +26.2% |
| 2022 | −7.9% | $1,186 | −18.2% |
| 2021 | +33.3% | $1,048 | +28.7% |
| 2020 | −14.1% | $1,028 | +18.3% |
| 2019 | +38.9% | $922 | +31.2% |
| 2018 | +6.3% | $833 | −4.6% |
| 2017 | +1.0% | $584 | +21.7% |
| 2016 | +31.5% | $743 | +12.0% |
| 2015 | +19.0% | $836 | +1.2% |
| 2014 | +2.7% | $630 | +13.5% |
| 2013 | +38.4% | $563 | +32.3% |
| 2012 | +34.2% | $523 | +16.0% |
| 2011 | +1.5% | $503 | +1.9% |
| 2010 | +27.5% | $460 | +15.1% |
| 2009 | −3.6% | $449 | +26.4% |
| 2008 | −22.8% | $386 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: CINF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Cincinnati Financial (CINF) at the end of Dec 2007, with dividends reinvested, was worth $87,786 at the end of Oct 2026: 12.2% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, CINF turned $10,000 into $32,890 with dividends reinvested, 12.6% a year.
- Over the 5 years to Oct 2026, CINF returned 11.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking CINF's dividends as cash instead of reinvesting them, the same $10,000 ended at $56,502, including $10,677 of cash received; reinvesting added $31,284.
- CINF's best calendar year in that time was 2024 (42.5%) and its worst 2008 (-22.8%), with dividends reinvested.
Cite this page
SmarterDividends, "Cincinnati Financial (CINF) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/CINF/total-return
CINF total return questions
If I invested $10,000 in CINF 10 years ago, how much would I have?
About $32,890 at the end of Oct 2026, with every dividend reinvested: 12.6% a year. Taking them as cash, you'd have shares worth $25,599 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is CINF's total return since Dec 2007?
778% in total, or 12.2% a year, through Oct 2026 with dividends reinvested. The share price alone rose 358%.
How much of CINF's return came from dividends?
About 31% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $31,284 better off on a $10,000 start.
What was CINF's worst year?
2008, at -22.8% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -48.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.