ChoiceOne Financial Services, Inc.
COFSFinancial Services · Stock · quarterly payer
$31.37
Add to PortfolioForward Yield
3.71%
Annual Dividend
$1.16
Payout Ratio
27%
5-Yr Growth
7.0%
Ex-Date
Jun 15, 2026
Frequency
Quarterly
COFS Dividend Safety Score
88/ 100
Grade A
Very Safe
Dividend-growth streak16 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage27% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is COFS a good dividend stock?
YesChoiceOne Financial Services, Inc. (COFS) pays a quarterly dividend yielding 3.71% ($1.16/yr), with 16 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 16 consecutive years of dividend growth
- Comfortable payout ratio (27%)
- Strong 7.0% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 3.71%
- Payout Ratio
- 27%
- Annual Dividend
- $1.16
- 5-Yr Avg Growth
- 7.0%
- Ex-Dividend Date
- Jun 15, 2026
- Years of Growth
- 16
- Frequency
- quarterly
- Beta
- 0.63
- Market Cap
- $469.8M
- P/E Ratio
- 7.4
- 5-Yr Total Return
- 30%
- 52-Week Range
- $26.10 – $35.40
- Dividend Safety
- A · 88/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 13, 2026 | — | $0.2900 | regular |
| Dec 15, 2025 | — | $0.2900 | regular |
| Sep 15, 2025 | — | $0.2800 | regular |
| Jun 13, 2025 | — | $0.2800 | regular |
| Mar 14, 2025 | — | $0.2800 | regular |
| Dec 13, 2024 | — | $0.2800 | regular |
| Sep 13, 2024 | — | $0.2700 | regular |
| Jun 14, 2024 | — | $0.2700 | regular |
| Mar 14, 2024 | — | $0.2700 | regular |
| Dec 14, 2023 | — | $0.2700 | regular |
| Sep 14, 2023 | — | $0.2600 | regular |
| Jun 14, 2023 | — | $0.2600 | regular |
| Mar 14, 2023 | — | $0.2600 | regular |
| Dec 14, 2022 | — | $0.2600 | regular |
Income Calculator
At $1.16 / yr per share
Per payment (quarterly)$29.00
Annual$116.00
Monthly avg$9.67
