BAC vs COFS: Which Is the Better Dividend Stock?
As of August 2026, BAC and COFS are closely matched. COFS offers the higher yield at 3.51%, COFS has the higher dividend-safety score, and COFS trades at the larger discount to fair value (+85%).
| Metric | BAC | COFS |
|---|---|---|
| Forward yield | 2.07% | 3.51% |
| Annual dividend | $1.28 | $1.16 |
| Payout ratio | 26% | 30% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 6.6% |
| 5-yr total return | 45% | 34% |
| Dividend safety score | 83 (A) | 85 (A) |
| Fair value estimate | $77.08 | $61.21 |
| Upside to fair value | +25% | +85% |
| Frequency | quarterly | quarterly |
| Market cap | $435.9B | $497.0M |
| P/E ratio | 14.2 | 8.8 |
Higher yield
COFS
3.51%
Safer dividend
COFS
Grade A
Faster growth
BAC
8.4%
Better value
COFS
+85% upside
BAC vs COFS — FAQ
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